653 Tumble Creek Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 653 Tumble Creek Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,689 sqft · built 1991
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Sep 2024)
Tax Bill	$13,988 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-292-08-00`

Property Details

APN / Parcel Number

Primary APN	`105-292-08-00`
Alternative APN	`1052908800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,689 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	48,787 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1052908800
Street Address	653 TUMBLE CREEK LN
City	FALLBROOK
State	CA
Zip	92028-2593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM15867
Legal Subdivision	PARCEL MAP NO 15867
Legal Tract	1015867
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3007
Census Tract	19001

Owner

653 Tumble Creek Ln is held in a trust since September 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2232 CLIFF ST, SAN DIEGO, CA 92116-1225
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 7, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jan 7, 2020	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jul 23, 2019	Grant Deed, Transfer TICOR TITLE-SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Jan 7, 2020 · Amount on File
Deed Document Number	2024242248
Prior Transfer Date	Sep 28, 1995
Prior Transfer Doc	0000447047
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593

Mortgage

Document Number	0000170033
Date	Mar 4, 2021
Instrument	2021-0170033

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262697
Date	May 22, 2020
Instrument	2020-0262697

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2020
Property Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593
Document Number	0000007614
Map Reference	FILE 89-611177
Instrument Date	Dec 19, 2019
Instrument	2020-0007614
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593

Mortgage

Document Number	0000007615
Date	Jan 7, 2020
Instrument	2020-0007615

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2020
Property Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593
Document Number	0000007613
Instrument Date	Dec 19, 2019
Instrument	7613
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	653 TUMBLE CREEK LN FALLBROOK CA 920282593, FALLBROOK, CA 92028-2593

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2019
Property Address	653 TUMBLE CREEK LN, FALLBROOK, CA 92028-2593
Document Number	0000298825
Instrument Date	Jul 9, 2019
Instrument	298825
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$596.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5521 MISSION RD #D759 BONSALL CA 920032501, D759, BONSALL, CA 92003-2501

Tax Assessment & Valuation

The 2025 property tax bill for 653 Tumble Creek Ln was $13,988.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,326,000 (+2%) Land $795,600 Building $530,400
2025	$13,988.00	$1,300,000 Land $780,000 Building $520,000
2023	$8,151.00 (-0.05%)	$767,357 Land $311,186 Building $456,171
2022	$8,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 653 Tumble Creek Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Tumble Creek Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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