Carroll County property record for 653 Spring Meadow Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,870 sqft · built 2006 |
| Lot Size | 0.239 acres (10,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (May 2019) |
| Tax Bill | $9,603 (2026) |
| Deeds & Mortgages | May 2020 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-149360 |
| Primary APN | 07-149360 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,870 sqft Total Area |
| Basement Area | 901 sqft |
| Finished Basement | 901 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,402 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 330 sqft |
| Patio Area | 198 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 149360 |
|---|---|
| Street Address | 653 SPRING MEADOW DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 72 - 10402 SF SC 653 SPRING MEADOW DR 48 VLG OF MEADOW CREEK PLT |
| Legal Subdivision | MEADOW CREEK |
| Legal Lot Number | 72 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 507500 |
653 Spring Meadow Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 20, 2019 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Oct 17, 2017 | Deed, Transfer · ARM MB FINANCIAL BANK NA |
| Oct 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on File |
| Deed Sale | May 20, 2019 · Amount on File |
| Prior Sale | Oct 17, 2017 · Amount on File |
| Deed Book / Page | 9293 / 348 |
| Prior Transfer Date | Sep 26, 2017 |
| Prior Transfer Doc | 0088350132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0096840221 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 9684/221 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 20, 2019 |
| Property Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0092930348 |
| Book / Page | 9293 / 0348 |
| Map Reference | MB 48 PL 31-44 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0009293356 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 9293/356 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 17, 2017 |
| Property Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0088350146 |
| Book / Page | 8835 / 0146 |
| Map Reference | MB48 PL31-44 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 8835-0146 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 88350153 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 8835-0153 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 17, 2017 |
| Property Address | 653 SPRING MEADOW DR, WESTMINSTER, MD 21158-4432 |
| Document Number | 0088350132 |
| Book / Page | 008835 / 000132 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 653 SPRING MEADOW DR WESTMINSTER MD 211584432, WESTMINSTER, MD 21158-4432 |
The 2026 property tax bill for 653 Spring Meadow Dr was $9,603 with a homeowner's exemption, up 5.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,603.00 (+5.82%) Homeowner's exemption | $607,200 (+7.61%) Land $155,300 Building $451,900 | $607,200 (-) Land $155,300 Building $451,900 |
| 2025 | $9,075.00 Homeowner's exemption | $564,267 | $607,200 Land $155,300 Building $451,900 |
| 2023 | $8,084.00 Homeowner's exemption | $478,400 Land $155,300 Building $323,100 | $478,400 Land $155,300 Building $323,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 653 Spring Meadow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 653 Spring Meadow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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