653 Saddle Ct, Merced, CA 95341 Property Records

Merced County property record for 653 Saddle Ct, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,298 sqft · built 1990
Lot Size0.145 acres (6,347 sqft)
OwnerOwner on Record
Last Sale$155,000 (Jul 2002)
Tax Bill$2,502 (2025)
Flood ZoneZone AO (high risk)
APN061-430-020-000

Property Details

APN / Parcel Number

Primary APN061-430-020-000
Alternative APN
  • 061430020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,298 sqft Living Area
Gross Area1,698 sqft
1st Floor Area1,298 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Construction TypeWood Frame
Lot Area6,347 sqft (0.145 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number061430020
Street Address653 SADDLE CT
CityMERCED
StateCA
Zip95341-5400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionALFA RCH UNIT 1-1&2&3 LOT 20
Legal SubdivisionALFA RCH 01 02 03
Legal Lot Number20
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group4
Census Block4011
Census Tract1700

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner on Record
Mailing Address3109 COLLEGE AVE, BERKELEY, CA 94705-2762

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2002 · Amount on Record
Deed SaleJul 31, 2002 · Amount on Record
Deed Document Number2002-035974
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,502.00 (+7.57%)$224,470 (+4.04%) Land $43,440 Building $181,030
2023$2,326.00 (+0.52%)$215,755 Land $41,754 Building $174,001
2022$2,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 policies
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2016–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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