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653 S Main St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 653 S Main St, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,776 sqft · built 1920
Lot Size0.069 acres (3,006 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Aug 2007)
Tax Bill$3,043 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-01903-0000-00030

Property Details

APN / Parcel Number

Primary APN19-01903-0000-00030
Alternative APNs
  • 190190300030
  • 04002220
  • 3700

Interior

Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area3,006 sqft (0.069 acres)

Location & Zoning

Account Number3700
Street Address653 S MAIN ST
CityPHILLIPSBURG
StateNJ
Zip08865-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal SubdivisionTOWN/ PHILLIPSBURG
Legal Block1903
Legal Lot Number30
JurisdictionWARREN NJ
Township / Civil DivisionPHILLIPSBURG
Census Block Group2
Census Block2021
Census Tract30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morris Canal
listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

653 S Main St is owned by two individuals who bought it in August 2007.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address300 BUCKLEY AVE, OXFORD, NJ 07863-3146
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2007 · Amount on File
Deed SaleAug 3, 2007 · Amount on File
Deed Document Number2007304679
Deed Book / Page2163 / 140
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address653 S MAIN ST, PHILLIPSBURG, NJ 08865-3117
Document Number0000478926
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 BUCKLEY AVE OXFORD NJ 078633146, OXFORD, NJ 07863-3146

Mortgage

Document Number0000478926
DateAug 2, 2017
Book Page006474/000188
Instrument478926
Lender
NameFULTON BK/NJ
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 653 S Main St was $3,043, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
MunicipalityPhillipsburg Town
Unified School DistrictPhillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,100 (-) Land $11,700 Building $53,400$65,100 (-) Land $11,700 Building $53,400
2025$3,043.00 (+2.87%)$65,100 Land $11,700 Building $53,400$65,100 Land $11,700 Building $53,400
2024$2,958.00
2023$65,100 Land $11,700 Building $53,400$65,100 Land $11,700 Building $53,400
2022$2,700.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 653 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable		1,000 / 40
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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