653 Rock Oak Rd, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 653 Rock Oak Rd, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,404 sqft · built 1968
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,389 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-391-006-1`

Property Details

APN / Parcel Number

Primary APN	`134-391-006-1`
Alternative APN	`134-391-006`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,193 sqft
2nd Floor Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	653 ROCK OAK RD
City	WALNUT CREEK
State	CA
Zip	94598-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 3751 LOT 6
Legal Subdivision	SUBDIVISION 3751
Legal Tract	3751
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6006
Census Tract	337300

Owner

653 Rock Oak Rd is held in a trust since March 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	653 ROCK OAK RD, WALNUT CREEK, CA 94598-1735
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Intrafamily Transfer, Transfer
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000030265
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 31, 2023
Property Address	653 ROCK OAK RD, WALNUT CREEK, CA 94598-1735
Document Number	0000030265
Map Reference	MB 120 PG 43
Instrument Date	Mar 23, 2023
Instrument	2023-030265
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	653 ROCK OAK RD, WALNUT CREEK, CA 94598-1735

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	653 ROCK OAK RD, WALNUT CREEK, CA 94598-1735
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172676
Date	Oct 11, 2019
Instrument	2019-172676

Lender

Name	HOMEPLUS CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	653 ROCK OAK RD, WALNUT CREEK, CA 94598-1735
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 ROCK OAK RD, WALNUT CREEK, CA 94598-1735

Mortgage

Document Number	0000317156
Date	Dec 17, 2020
Instrument	2020-317156

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 653 Rock Oak Rd was $7,389.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,214 (+2%) Land $256,397 Building $344,817
2025	$7,389.00	$589,426 Land $251,370 Building $338,056
2023	$7,017.00 (+0.89%) Homeowner's exemption	$566,540 Land $241,610 Building $324,930
2022	$6,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 653 Rock Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Rock Oak Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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