653 Ridgewood Ave, Montclair, NJ 07043 Property Records

Essex County and Bloomfield Township property record for 653 Ridgewood Ave, Montclair, NJ 07043 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,096 sqft · built 1926
Lot Size	0.163 acres (7,079 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2021)
Tax Bill	$19,626 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01059-0000-00053`

Property Details

APN / Parcel Number

Primary APN	`02-01059-0000-00053`
Alternative APN	`020105900053`

Interior

Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	7,079 sqft (0.163 acres)
Lot Dimensions	120 ft deep x 59 ft wide

Location & Zoning

Old Parcel Number	020105900053
Street Address	653 RIDGEWOOD AVE
City	MONTCLAIR
State	NJ
Zip	07043-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	59 X 120
Legal Block	1059
Legal Lot Number	53
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3005
Census Tract	14800

Owner

Source: Essex County and Bloomfield Township records · APN 02-01059-0000-00053

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	653 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · Conventional Mortgage US BANK
Dec 09, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2021 · Amount on Record
Deed Sale	Dec 09, 2021 · Amount on Record
Prior Sale	Nov 30, 1994 · Amount on Record
Deed Document Number	2021145785
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 13, 2026
Property Address	653 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413
Document Number	0000045819
Instrument Date	Jun 15, 2026
Instrument	202645819
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NORTHSTAR TITLE, NORTH STAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413

Mortgage

Document Number	0000045822,
Date	Jul 13, 2026
Instrument	202645822

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 09, 2021
Property Address	653 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413
Document Number	0000145785
Instrument Date	Nov 23, 2021
Instrument	2021145785
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 RLDGEWOOD AVENUE, 653, BLOOMFIELD, NJ 07003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 RIDGEWOOD AVENUE, BLOOMFIELD, NJ 07003

Mortgage

Document Number	0000145786
Date	Dec 09, 2021
Instrument	2021145786

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,500 (-) Land $248,400 Building $314,100	$562,500 (-) Land $248,400 Building $314,100
2025	$19,626.00 (+2.86%)	$562,500 (-) Land $248,400 Building $314,100	$562,500 (-) Land $248,400 Building $314,100
2024	$19,080.00 (+5.94%)
2023		$562,500 Land $248,400 Building $314,100	$562,500 Land $248,400 Building $314,100
2022	$18,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase II) listed 2013 · 223 contributing resources · NRIS 13000480

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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