Suffield Town property record for 653 Ratley Rd, West Suffield, CT 06093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,495 sqft · built 2018 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,067 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R92155 |
| Primary APN | R92155 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,495 sqft Living Area |
| Gross Area | 8,359 sqft |
| Basement Area | 2,018 sqft |
| Unfinished Basement | 2,018 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,438 sqft (1.64 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | R92155 |
|---|---|
| Street Address | 653 RATLEY RD |
| City | WEST SUFFIELD |
| State | CT |
| Zip | 06093-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R45 |
| Legal Block | 16 |
| Legal Lot Number | 2B1 |
| Jurisdiction | SUFFIELD CT |
| Township / Civil Division | SUFFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 477200 |
Source: Suffield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 653 RATLEY RD, WEST SUFFIELD, CT 06093-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Jun 7, 2017 | Deed of Trust, Mortgage FIRST NATL BANK SUFFIELD |
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFIELD CT |
| Property Address | 653 RATLEY RD, WEST SUFFIELD, CT 06093-3323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 564-1170 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 564/1170 |
| Instrument | 2344930010 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFIELD CT |
| Property Address | 653 RATLEY RD, WEST SUFFIELD, CT 06093-3323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 519-945 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 519/945 |
| Instrument | 1687450016 |
| Name | FIRST NATL BANK SUFFIELD |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFIELD CT |
| Property Address | 653 RATLEY RD, WEST SUFFIELD, CT 06093-3323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 544-372 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 544/372 |
| Instrument | 2291320010 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
Source: Suffield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Suffield Town |
| Unified School District | Suffield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,067.00 | $558,180 (+61.88%) Land $66,150 Building $492,030 | $390,726 Land $46,305 Building $344,421 |
| 2024 | $13,067.00 (+32.46%) | ||
| 2023 | $9,865.00 | $344,820 (-) Land $66,150 Building $278,670 | |
| 2022 | $9,865.00 | $344,820 Land $66,150 Building $278,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures