653 Pine St, Florence, CO 81226 Property Records

Fremont County property record for 653 Pine St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,344 sqft · built 2008
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on Record
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R037422`

Property Details

APN / Parcel Number

Primary APN	`R037422`
Alternative APN	`99921120`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	209,088 sqft (4.8 acres)
Garage Area	2,673 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R037422
Street Address	653 PINON AVE
City	COAL CREEK
State	CO
Zip	81221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 YURK SUB REF FROM 996-04-328
Legal Subdivision	YURK SUB
Legal Lot Number	1
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1074
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 97, COAL CREEK, CO 81221-0097
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2005
Transfer Doc	0000805114
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	653 PINE ST, FLORENCE, CO 81226
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001018333
Date	Jul 11, 2022
Instrument	1018333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 2, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	653 PINE ST, FLORENCE, CO 81226
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000996109
Date	Jan 27, 2021
Instrument	996109

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 5, 2017
Property Address	653 PINE ST, FLORENCE, CO 81226
Document Number	0000950807
Instrument Date	May 30, 2017
Instrument	950807
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 PINON AVE, COAL CREEK, CO 81221-5049

Mortgage

Document Number	0000950808
Date	Jun 5, 2017
Instrument	950808

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Coal Creek Town
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (+43.02%)	$22,092 (+14.63%)	$353,468 (+22.89%)
2024	$1,153.00 (+1.86%)	$19,272 (+27.6%)
2023	$1,132.00 (-10.8%)	$15,104 (-10.02%)	$287,640 (+19.09%)
2022	$1,269.00	$16,786	$241,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2015–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 69% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COAL CREEK serves 350 people · EPA ID CO0122250
Water Source	Purchased surface water from CITY OF FLORENCE
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	300 / 50

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