653 Penitencia St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 653 Penitencia St, Milpitas, CA 95035 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 1967
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$815,000 (Jan 2020)
Tax Bill$10,464 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN022-13-045

Property Details

APN / Parcel Number

Primary APN022-13-045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,535 sqft Living Area
1st Floor Area962 sqft
Basement Area312 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1967
Architectural StyleOther
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
Garage Area418 sqft
CarportCarport
Carport Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address653 PENITENCIA ST
CityMILPITAS
StateCA
Zip95035-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2732 LOT 216
Legal SubdivisionCURTNER ESTATES
Legal Tract2732
Legal Lot Number216
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2004
Census Tract504507

Owner

Source: Santa Clara County records · APN 022-13-045

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address653 PENITENCIA ST, MILPITAS, CA 95035-4222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE POLICE CU
Jan 30, 2020Grant Deed, Transfer · Conventional Mortgage
POLICE CU/CALIFORNIA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Prior SaleFeb 27, 2002 · Amount on Record
Deed Document Number24392500
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address653 PENITENCIA ST, MILPITAS, CA 95035-4222
Transaction TypeMortgage
Record UpdatedNov 02, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 PENITENCIA ST, MILPITAS, CA 95035-4222

Mortgage

Document Number0025142919
DateOct 25, 2021
Instrument25142919
Lender
NameTHE POLICE CU
TypeCredit Union
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJan 30, 2020
Property Address653 PENITENCIA ST, MILPITAS, CA 95035-4222
Document Number0024392500
Instrument DateJan 08, 2020
Instrument24392500
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$897.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address653 PENITENCIA ST MILPITAS CA 950354222, MILPITAS, CA 95035-4222

Mortgage

Document Number24392501
DateJan 30, 2020
Instrument24392501
Lender
NamePOLICE CU/CALIFORNIA
Address1250 GRUNDY LN, SAN BRUNO, CA 94066-3032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,464.00 (+3.16%) Homeowner's exemption$891,318 (+4.04%) Land $781,955 Building $109,363
2023$10,143.00 (+0.26%) Homeowner's exemption$856,709 Land $751,592 Building $105,117
2022$10,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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