653 Oxford Rd, Versailles, KY 40383 Property Records

Woodford County property record for 653 Oxford Rd, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,381 sqft · built 1999
Lot Size0.308 acres (13,441 sqft)
OwnerCompany Name on Record
Last Sale$339,000 (Dec 2020)
Tax Bill$3,735 (2025)
Deeds & MortgagesMay 2026 Sale
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-3028-011-00

Property Details

APN / Parcel Number

Primary APN30-3028-011-00
Alternative APN
  • 33388

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,381 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Lot Area13,441 sqft (0.308 acres)
Garage TypeAttached
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number33388
Street Address653 OXFORD RD
CityVERSAILLES
StateKY
Zip40383-8641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal Description1 1/2 S
Legal SubdivisionTHE COLONY
Legal BlockU 5A
Legal Lot Number35
Legal Unit5
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group3
Census Block3003
Census Tract50105

Owner

Source: Woodford County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address150 AACHEN WAY, VERSAILLES, KY 40383-1756
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 4, 2020Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Prior SaleOct 30, 2013 · Amount on Record
Deed Document Number202094045
Deed Book / Page323 / 239
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateMay 1, 2026
Property Address653 OXFORD RD, VERSAILLES, KY 40383-8641
Document Number0000295248
Book / Page358 / 353
Instrument DateApr 30, 2026
Instrument2026295248
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address150 AACHEN WAY, VERSAILLES, KY 40383-1756

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateDec 4, 2020
Property Address653 OXFORD RD, VERSAILLES, KY 40383-8641
Document NumberD323/239
Book / PageD323 / 239
Map ReferenceCAB C SL 205
Instrument DateDec 1, 2020
Instrument94045
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$339.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 AACHEN WAY, 150, VERSAILLES, KY 40383-1756

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address653 OXFORD RD, VERSAILLES, KY 40383-8641
InvestorPossibly a Property Investor

Mortgage

Document Number94046
DateDec 4, 2020
Instrument94046
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,735.00 (+3.52%)$383,300 (+13.07%)$383,300 (+13.07%)
2023$3,608.00$339,000$339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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