653 N Stephanie St, Post Falls, ID 83854 Property Records

Kootenai County property record for 653 N Stephanie St, Post Falls, ID 83854

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 2006
Lot Size0.167 acres (7,318 sqft)
OwnerIndividual Name on File
Tax Bill$1,889 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNPJ2910020060

Property Details

APN / Parcel Number

Primary APNPJ2910020060
Alternative APN
  • 301244

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,685 sqft Living Area

Exterior

Year BuiltBuilt 2006
Construction TypeFrame
Foundation TypeConcrete
Lot Area7,318 sqft (0.167 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number301244
Street Address653 N STEPHANIE ST
CityPOST FALLS
StateID
Zip83854-5742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH AVALON ESTATES, LT 6 BLOCK 2 0550N05W
Legal SubdivisionNORTH AVALON ESTATES
Legal Block2
Legal Lot Number6
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group2
Census Block2034
Census Tract401

Owner

653 N Stephanie St is owned and occupied by an individual who acquired it in November 2022.

Source: Kootenai County records, as of December 1, 2025

Owner of RecordIndividual Name on File
Mailing Address653 N STEPHANIE ST, POST FALLS, ID 83854-5742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2022
Deed SaleNov 10, 2022
Prior SaleSep 27, 2016
Deed Document Number2921319000
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateNov 10, 2022
Property Address653 N STEPHANIE ST, POST FALLS, ID 83854-5742
Document Number2921319000
Map ReferenceMB J PG 291&291A
Instrument DateOct 24, 2022
Instrument2921319000
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 N STEPHANIE ST, POST FALLS, ID 83854-5742

Mortgage

Document Number2921320000
DateNov 10, 2022
Instrument2921320000
Lender
NameWASHINGTON TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateDec 1, 2032
Min Rate At Change2.75%
Max Rate At Change10.8%
Index1-Year T-Bill
Max Rate10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 653 N Stephanie St was $1,889 with a homeowner's exemption, up 7% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityPost Falls City
Unified School DistrictPost Falls School District 273 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,889.00 (+7.03%) Homeowner's exemption$475,460 Land $165,000 Building $310,460$475,460 Land $165,000 Building $310,460
2024$1,765.00 (+8.02%)
2023$1,634.00 (-49.51%) Homeowner's exemption$479,846 (-9.2%) Land $160,000 Building $319,846$479,846 (-9.2%) Land $160,000 Building $319,846
2022$3,236.00$528,448 Land $160,000 Building $368,448$528,448 Land $160,000 Building $368,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 N Stephanie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 N Stephanie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000
Intermax Networks
Fixed Wireless
100 / 20
Wind Wireless
Fixed Wireless
100 / 20

May also be available: Verizon.

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