Kane County property record for 653 N Crystal St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Nov 2003) |
| Tax Bill | $5,485 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-328-005 |
| Primary APN | 06-11-328-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 1,984 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 653 N CRYSTAL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST PARK ADDN LOT 1 BLOCK 7 |
| Legal Subdivision | WEST PARK ADDN |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 854600 |
653 N Crystal St is owned by two individuals who bought it in November 2003.
Source: Kane County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 E END DR, GILBERTS, IL 60136-9731 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2003 · Amount on File |
| Deed Sale | Nov 24, 2003 · Amount on File |
| Prior Sale | Nov 24, 2003 |
| Deed Document Number | 2003204082 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 653 N Crystal St was $5,485.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,485.00 | $71,896 (+8.57%) Land $16,394 Building $55,502 | $215,774 (+8.57%) Land $49,202 Building $166,573 |
| 2024 | $66,221 Land $15,100 Building $51,121 | $198,742 Land $45,318 Building $153,424 | |
| 2022 | $4,730.00 (+3.96%) | $54,551 (+6.96%) Land $12,439 Building $42,112 | $163,653 (+6.96%) Land $37,317 Building $126,336 |
| 2021 | $4,550.00 | $51,002 Land $11,630 Building $39,372 | $153,006 Land $34,890 Building $118,116 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 653 N Crystal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 653 N Crystal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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