653 Monaco N, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 653 Monaco N, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Dec 2025)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-014-6530`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-014-6530`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Finished Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	653 MONACO N
City	DELRAY BEACH
State	FL
Zip	33446-1951
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO N COND PAR 653
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	14
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5939

Owner

Source: Palm Beach County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	653 MONACO N, DELRAY BEACH, FL 33446-1951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit NEXERA HOLDING LLC
Dec 10, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	2025434281
Deed Book / Page	36182 / 215
Prior Transfer Date	Apr 23, 2023
Prior Transfer Doc	0342651724
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Jul 21, 2026
Property Address	653 MONACO N, DELRAY BEACH, FL 33446-1951
Document Number	0000264961
Book / Page	36672 / 1768
Instrument Date	Jul 11, 2026
Instrument	2026264961
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MONACO N, DELRAY BEACH, FL 33446-1951

Mortgage

Document Number	0000264961,
Date	Jul 21, 2026
Book Page	36672/1768
Instrument	2026264961

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2046

Interest

Rate	6.52%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 10, 2025
Property Address	653 MONACO N, DELRAY BEACH, FL 33446-1951
Document Number	0361820215
Book / Page	36182 / 215
Map Reference	MB 2323 PG 490
Instrument Date	Dec 1, 2025
Instrument	20250434281
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17639 LAKE ESTATES DR, BOCA RATON, FL 33496-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MONACO N, DELRAY BEACH, FL 33446-1951

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Apr 27, 2023
Property Address	653 MONACO N, DELRAY BEACH, FL 33446-1951
Document Number	0342651724
Book / Page	34265 / 1724
Map Reference	MB 2323 PG 490
Instrument Date	Apr 23, 2023
Instrument	20230140059
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 MONACO N, DELRAY BEACH, FL 33446-1951

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 NW 70TH ST APT 101, 101, BOCA RATON, FL 33487-2303

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (-23.13%)	$78,407 (+365.35%)	$78,407 (-26.97%) Building $78,407
2024	$2,002.00 (+710.53%)
2023	$247.00 (+0.82%) Homeowner's exemption	$16,849 (+3%)	$107,363 (+26.72%) Building $107,363
2022	$245.00 Homeowner's exemption	$16,358	$84,723 Building $84,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 units insured incl. 48 condo units
Nearby Flood Claims	62 (1979–2025)
Claims Outside the SFHA	43 of 62
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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