653 Milton Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 653 Milton Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,378 sqft · built 1855
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Dec 2013)
Tax Bill	$73,306 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`551400 153-11-1-51`

Property Details

APN / Parcel Number

Primary APN	`551400 153-11-1-51`
Alternative APN	`140015301100010510000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,378 sqft Living Area
1st Floor Area	3,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Colonial
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	653 MILTON RD
City	RYE
State	NY
Zip	10580-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2009
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	653 MILTON RD, RYE, NY 10580-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Apr 24, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST REPUBLIC BK
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on Record
Deed Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	2013533253487
Prior Transfer Date	May 7, 1994
Prior Transfer Doc	1104000247
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	653 MILTON RD, RYE, NY 10580-3239
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FUTURE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LOCUST LN, RYE, NY 10580-3302

Mortgage

Document Number	0612273022
Date	Aug 24, 2021
Instrument	612273022

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Sep 1, 2038

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	653 MILTON RD, RYE, NY 10580-3239
Document Number	0601573368
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	EXPRESS ABSTRACT SERVICES INC, EXPRESS ABS SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MILTON RD RYE NY 105803239, RYE, NY 10580-3239

Mortgage

Document Number	0601573368
Date	Jun 10, 2020
Book Page	060157/003368

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.65%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	653 MILTON RD, RYE, NY 10580-3239
Document Number	0601573376
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	EXPRESS ABSTRACT SERVICES INC, EXPRESS ABS SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MILTON RD RYE NY 105803239, RYE, NY 10580-3239

Mortgage

Document Number	0601573376
Date	Jun 10, 2020
Book Page	060157/003376

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 9, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$73,306.00	$28,300 (-) Land $5,950 Building $22,350	$2,398,305 (+6.78%) Land $504,237 Building $1,894,068
2024		$28,300 (-) Land $5,950 Building $22,350	$2,246,032 (+2.38%) Land $472,222 Building $1,773,810
2023		$28,300 Land $5,950 Building $22,350	$2,193,798 Land $461,240 Building $1,732,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	356 (1978–2024)
Claims Outside the SFHA	94 of 356
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 59 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 41 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Milton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures