653 Miller Rd, Cedartown, GA 30125 Property Records

Polk County property record for 653 Miller Rd, Cedartown, GA 30125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Aug 2018)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-104B`

Property Details

APN / Parcel Number

Primary APN	`023-104B`
Alternative APN	`23539`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Heated Area
1st Floor Area	1,936 sqft
2nd Floor Area	240 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	High
Garage Area	451 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	156 sqft
Deck Area	144 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23539
Street Address	653 MILLER RD
City	CEDARTOWN
State	GA
Zip	30125-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 865 LT 2
Legal Subdivision	DENTON ESTATES
Legal Lot Number	2
Jurisdiction	POLK GA
Township / Civil Division	CEDARTOWN
Census Block Group	2
Census Block	2035
Census Tract	10202

Owner

653 Miller Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Polk County records, as of February 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 MILLER RD, CEDARTOWN, GA 30125-7121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 28, 2022	Deed of Trust, Mortgage COOSA VALLEY CREDIT UNION
Feb 5, 2024	Deed of Trust, Mortgage · VA Mortgage BOXCAR MORTGAGE DBA HIGHLAND MORAGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Deed Document Number	0001679389
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	653 MILLER RD, CEDARTOWN, GA 30125-7121
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MILLER RD, CEDARTOWN, GA 30125-7121

Mortgage

Document Number	0019430000000926
Date	Mar 19, 2026
Book Page	0000001943/0000000926

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2020

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	653 MILLER RD, CEDARTOWN, GA 30125-7121
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MILLER RD, CEDARTOWN, GA 30125-7121

Mortgage

Document Number	0018340000000855
Date	Jul 28, 2022
Book Page	0000001834/0000000855
Instrument	002884

Lender

Name	COOSA VALLEY CREDIT UNION

Agreement

Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	653 MILLER RD, CEDARTOWN, GA 30125-7121
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MILLER RD, CEDARTOWN, GA 30125-7121

Mortgage

Document Number	0018780000000544
Date	Feb 5, 2024
Book Page	0000001878/0000000544

Lender

Name	BOXCAR MORTGAGE DBA HIGHLAND MORAGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 653 Miller Rd was $3,440 with a homeowner's exemption.

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 Homeowner's exemption	$162,580 Land $6,415 Building $156,165	$406,449 Land $16,037 Building $390,412
2023	$2,284.00 (+15.18%) Homeowner's exemption	$98,265 (+19.09%) Land $4,811 Building $93,454	$245,662 (+19.09%) Land $12,028 Building $233,634
2022	$1,983.00 Homeowner's exemption	$82,510 Land $3,208 Building $79,302	$206,275 Land $8,019 Building $198,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 653 Miller Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Miller Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLK COUNTY WATER AUTHORITY serves 23,792 people · EPA ID GA2330001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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