653 Malae Pl, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 653 Malae Pl, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,937 sqft · built 2005
Lot Size1.29 acres (56,541 sqft)
OwnerCompany Name on Record
Tax Bill$2,433 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN3-2-4-076-048

Property Details

APN / Parcel Number

Primary APN3-2-4-076-048
Alternative APNs
  • 3-2-4-076-048-0000
  • 240760480000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,937 sqft Living Area
Gross Area2,489 sqft
1st Floor Area1,937 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area56,541 sqft
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area856 sqft

Location & Zoning

Street Address653 MALAE PL
CityHILO
StateHI
Zip96720-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5A
Legal DescriptionLOT 13 56,526 SF DES POR LPGR 9460 KUPULAU MEADOWS S/D PHASE II
Legal SubdivisionKUPULAU MEADOWS
Legal Phase2
Legal Lot Number13
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group1
Census Block1006
Census Tract20801

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address653 MALAE PL, HILO, HI 96720-3427
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 27, 2019
Transfer Doc0073270292
Record UpdatedSep 20, 2026

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateApr 10, 2019
Property Address653 MALAE PL, HILO, HI 96720-3427
Document Number0A70390284
Instrument DateApr 2, 2019
InstrumentA-70390284
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyFAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address653 MALAE PL, HILO, HI 96720-3427

Mortgage

Document Number0A70390285
DateApr 10, 2019
InstrumentA-70390285
Lender
NameHFS FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Mortgage

Document Number0A70390286
DateApr 10, 2019
InstrumentA-70390286
Lender
NameHFS FEDERAL CU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 30, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$617,000 (+3.01%) Land $181,400 Building $435,600$872,300 (+2.31%) Land $411,700 Building $460,600
2025$2,433.00 (+5.6%)$599,000 (+2.99%) Land $181,400 Building $417,600$852,600 (+2.74%) Land $392,000 Building $460,600
2024$581,600 (+2.99%) Land $181,400 Building $400,200$829,900 (+7.26%) Land $392,000 Building $437,900
2023$2,304.00 (-3.52%) Homeowner's exemption$564,700 Land $181,400 Building $383,300$773,700 Land $366,400 Building $407,300
2022$2,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 75% of Hawaii
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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