653 Lower River Rd, Broadway, NC 27505 Property Records

Harnett County property record for 653 Lower River Rd, Broadway, NC 27505

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,356 sqft · built 1993
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Mar 2026)
Tax Bill	$1,589 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500021517`

Property Details

APN / Parcel Number

Primary APN	`1500021517`
Alternative APNs	`039588 0001 11` `1400039348` `1500078716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Heated Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Other
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	436,036 sqft (10 acres)
Porch	Porch
Porch Area	72 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500078716
Street Address	653 LOWER RIVER RD
City	BROADWAY
State	NC
Zip	27505-9021
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20R
Legal Description	10.01A LOT#11 RIVER BEND PC#C-171C
Legal Subdivision	RIVER BEND
Legal Lot Number	11
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	1
Census Block	1000
Census Tract	71301

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	653 LOWER RIVER RD, BROADWAY, NC 27505-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 23, 2020	Loan Modification, Mortgage PHH MTG SVCS
Jan 23, 2018	Loan Modification, Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Dec 13, 2024 · Amount on Record
Deed Document Number	20263972
Deed Book / Page	4329 / 979
Prior Transfer Date	Dec 12, 2024
Prior Transfer Doc	0000022119
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Mar 3, 2026
Property Address	653 LOWER RIVER RD, BROADWAY, NC 27505-9021
Document Number	0000003972
Book / Page	4329 / 979
Map Reference	CAB C SL 171C
Instrument Date	Feb 24, 2026
Instrument	2026003972
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BROAD ST, DALEVILLE, VA 24083-1189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 LOWER RIVER RD, BROADWAY, NC 27505-9021

Mortgage

Document Number	0000003973
Date	Mar 3, 2026
Instrument	2026003973

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	653 LOWER RIVER RD, BROADWAY, NC 27505-9021
Document Number	0000014962
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 LOWER RIVER RD BROADWAY NC 275059021, BROADWAY, NC 27505-9021

Mortgage

Document Number	0000014962
Date	Aug 27, 2020
Book Page	003859/000037
Instrument	14962

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	653 LOWER RIVER RD, BROADWAY, NC 27505-9021
Document Number	0000003319
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 LOWER RIVER RD BROADWAY NC 275059021, BROADWAY, NC 27505-9021

Mortgage

Document Number	0000003319
Date	Mar 14, 2018
Book Page	003587/000093
Instrument	3319

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,589.00 (+20.65%)	$200,660 (+15.8%)	$200,660 (+15.8%) Land $73,420 Building $127,240
2025	$1,317.00	$173,282 (-)	$173,282 (-) Land $63,860 Building $109,422
2023	$1,317.00	$173,282	$173,282 Land $63,860 Building $109,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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