653 Lori Lynn Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 653 Lori Lynn Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,670 sqft · built 1997
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$243,700 (Aug 2008)
Tax Bill$4,064 (2025)
Flood ZoneZone X (minimal risk)
APNA963000803

Property Details

APN / Parcel Number

Primary APNA963000803
Alternative APN
  • 3-0041-7404-00-0038.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area4,027 sqft
1st Floor Area1,670 sqft
Basement Area1,640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area717 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Patio Area582 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA963000803
Street Address653 LORI LYNN CT
CitySAINT CHARLES
StateMO
Zip63304-7475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAD9
Legal DescriptionPRINCETON PL #2 LOT 38
Legal SubdivisionPRINCETON PL #2
Legal Lot Number38
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address653 LORI LYNN CT, SAINT CHARLES, MO 63304-7475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2008 · Amount on Record
Deed SaleAug 5, 2008 · Amount on Record
Prior SaleMar 17, 2003 · Amount on Record
Deed Document Number2008556030
Deed Book / Page5031 / 1216
Prior Transfer DateJul 29, 2008
Prior Transfer Doc0050311216
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,521 (-)$360,636 (-) Land $80,000 Building $280,636
2025$4,064.00 (+7.68%)$68,521 (+8.43%)$360,636 (+8.44%) Land $80,000 Building $280,636
2024$3,774.00
2023$63,191
2022$332,582 Land $60,000 Building $272,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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