Seminole County property record for 653 Lagoon Dr, Oviedo, FL 32765 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,065 sqft · built 1991 |
| Lot Size | 0.31 acres (13,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Apr 2019) |
| Tax Bill | $3,881 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-21-31-5KR-0000-0950 |
| Primary APN | 26-21-31-5KR-0000-0950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| 1st Floor Area | 2,065 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,514 sqft |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 653 LAGOON DR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 STILLWATER PH 3 PB 40 PGS 92 TO 96 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 26 |
| Legal Subdivision | STILLWATER |
| Legal Lot Number | 95 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21320 |
Source: Seminole County records · APN 26-21-31-5KR-0000-0950
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 653 LAGOON DR, OVIEDO, FL 32765-6206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Deed Document Number | 2019039038 |
| Deed Book / Page | 09334 / 1834 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 653 LAGOON DR, OVIEDO, FL 32765-6206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101461686 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 10146/1686 |
| Instrument | 2022006327 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 653 LAGOON DR, OVIEDO, FL 32765-6206 |
| Document Number | 0093341834 |
| Book / Page | 09334 / 1834 |
| Map Reference | MB 40 PG 92-96 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2019039038 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 W ROAD, 742, SWANZEY, NH |
| Name | Verified Name |
|---|---|
| Address | 653 LAGOON DR, OVIEDO, FL 32765-6206 |
| Document Number | 2019039039 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2019039039 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,881.00 (+2.54%) Homeowner's exemption | $315,484 (+5.99%) | $442,013 (+6.29%) Land $115,000 Building $327,013 |
| 2023 | $3,785.00 (+2.57%) Homeowner's exemption | $297,663 (+3%) | $415,846 (+7.94%) Land $110,000 Building $305,846 |
| 2022 | $3,690.00 Homeowner's exemption | $288,993 | $385,242 Land $100,000 Building $285,242 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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