San Joaquin County property record for 653 Joseph St, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,706 sqft · built 2004 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Oct 2014) |
| Tax Bill | $14,434 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-110-390-000 |
| Primary APN | 254-110-390-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,706 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 10,846 sqft (0.249 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 254-110-39 |
|---|---|
| Street Address | 653 JOSEPH ST |
| City | TRACY |
| State | CA |
| Zip | 95391-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 90 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD F |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5223 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 653 JOSEPH ST, TRACY, CA 95391-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on Record |
| Deed Sale | Oct 22, 2014 · Amount on Record |
| Prior Sale | Jan 28, 2010 · Amount on Record |
| Deed Document Number | 2014105643 |
| Prior Transfer Date | Oct 16, 2014 |
| Prior Transfer Doc | 0000105644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 653 JOSEPH ST, MOUNTAIN HOUSE, CA 95391-1123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE SAN JOSE |
| Name | Verified Name |
|---|
| Document Number | 0000075336 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020-075336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,434.00 (+14.56%) | ||
| 2025 | $12,599.00 (+4.54%) | $721,100 (+4.04%) Land $288,439 Building $432,661 | |
| 2023 | $12,052.00 (+2.25%) | $693,101 Land $277,240 Building $415,861 | $1,149,930 |
| 2022 | $11,787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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