653 Johnson St, Winona, MN 55987 Property Records

Winona County property record for 653 Johnson St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1895
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$1,514 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit
APN	`32.340.0650`

Property Details

APN / Parcel Number

Primary APN	`32.340.0650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	464 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	653 JOHNSON ST
City	WINONA
State	MN
Zip	55987-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 MITCHELLS ADDITION LOT-007 BLOCK-013 EX: WLY 35'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	MITCHELLS ADDITION
Legal Block	13
Legal Lot Number	7
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	5
Census Block	5038
Census Tract	670500

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 JOHNSON ST, WINONA, MN 55987-3362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	653 JOHNSON ST, WINONA, MN 55987-3362
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 JOHNSON ST, WINONA, MN 55987-3362

Mortgage

Document Number	000A647404
Date	Feb 1, 2023
Instrument	A647404

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,514.00 (+23.09%) Homeowner's exemption	$163,600 (+5.82%) Land $35,900 Building $127,700	$163,600 (+5.82%) Land $35,900 Building $127,700
2025		$154,600 (+9.49%) Land $35,900 Building $118,700	$154,600 (+9.49%) Land $35,900 Building $118,700
2023	$1,230.00 Homeowner's exemption	$141,200 Land $33,800 Building $107,400	$141,200 Land $33,800 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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