653 Hill Rd, Coldwater, MS 38618 Property Records

Tate County property record for 653 Hill Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,370 sqft · built 1993
Lot Size	0.385 acres (16,795 sqft)
Owner	Individual Name on Record
Last Sale	$195,700 (Dec 2021)
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`039P19 0000202`

Property Details

APN / Parcel Number

Primary APN	`039P19 0000202`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,370 sqft Finished Area
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,795 sqft (0.385 acres)

Location & Zoning

Street Address	653 HILL RD
City	COLDWATER
State	MS
Zip	38618-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 210 & 211 PT 7 1941 EXT TOWN OF COLDWATER 653 HILL RD
Legal Range	07
Legal Township	04
Legal Section	31
Legal Subdivision	TOWN OF COLDWATER
Legal Lot Number	210-211
Jurisdiction	TATE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3013
Census Tract	950301

Owner

Source: Tate County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	653 HILL RD, COLDWATER, MS 38618-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Book / Page	2021 / 6270
Prior Transfer Date	Oct 10, 2005
Prior Transfer Doc	2005/13257
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	653 HILL RD, COLDWATER, MS 38618-3950
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/22097
Date	Dec 8, 2021
Book Page	2021/22097

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Jun 17, 2021
Property Address	653 HILL RD, COLDWATER, MS 38618-3950
Document Number	02021/2299
Book / Page	2021 / 2299
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 PRICHARD RD, TUNICA, MS 38676-9677

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Municipality	Coldwater Town
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,020.00 (+26.87%)	$8,482 (+30.61%) Land $1,101 Building $7,381	$84,822 (+30.62%) Land $11,013 Building $73,809
2023	$804.00	$6,494 Land $1,101 Building $5,393	$64,938 Land $11,013 Building $53,925

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLDWATER serves 1,381 people · EPA ID MS0690002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2011
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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