Hamilton County property record for 653 Harmes Ave, Cincinnati, OH 45215 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1924 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,500 (2026) |
| Tax Bill | $2,069.00 (2025) |
| Primary APN | 671-0006-0099-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,516 sqft Gross Area |
| 1st Floor | 780 sqft 1st Floor |
| 2nd Floor | 780 sqft 2nd Floor |
| Basement Area | 956 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 100 ft x 56.3 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 462 sqft Garage |
| Porch | Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 653 HARMES AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 653 HARMES 56.31 X 100.37IRR PT LOT 19 ALBERT SUB |
| Legal Subdivision | ALBERT SUB |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 23201 |
Source: Hamilton County records · APN 671-0006-0099-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 HARMES AVE, CINCINNATI, OH 45215-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RIVERHILLS BANK |
| May 06, 2025 | Warranty Deed, Construction Loan · Building or Construction Mortgage INSULA CAPITAL GROUP LLC |
| Feb 01, 2022 | Warranty Deed, Transfer |
| Jan 21, 2022 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on Record |
| Deed Sale | Feb 23, 2026 · Amount on Record |
| Prior Sale | May 06, 2025 · Amount on Record |
| Deed Doc Number | 202613353 |
| Deed Book / Page | 15608 / 1958 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 23, 2026 |
| Property Address | 653 HARMES AVE, CINCINNATI, OH 45215-4716 |
| Document Number | 0000013353 |
| Book / Page | 15608 / 1958 |
| Map Reference | MB 18 PG 16 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026-0013353 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 653 HARMES AVE, CINCINNATI, OH 45215-4716 |
| Document Number | 0000013354 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0013354 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 06, 2025 |
| Property Address | 653 HARMES AVE, CINCINNATI, OH 45215-4716 |
| Document Number | 0000032933 |
| Book / Page | 15410 / 862 |
| Map Reference | MB 18 PG 16 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 2025-0032933 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1225 FOREST AVE, MEMPHIS, TN 38104-6800 |
| Document Number | 0000032934 |
|---|---|
| Date | May 06, 2025 |
| Instrument | 2025-0032934 |
| Name | INSULA CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Apr 28, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 01, 2022 |
| Property Address | 653 HARMES AVE, CINCINNATI, OH 45215-4716 |
| Document Number | 0000011775 |
| Book / Page | 14595 / 2344 |
| Map Reference | MB 18 PG 16 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-0011775 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $303.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 ELM ST # C1-117, C1-117, CINCINNATI, OH 45202-2736 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 21, 2022 |
| Property Address | 653 HARMES AVE, CINCINNATI, OH 45215-4716 |
| Document Number | 0000007954 |
| Book / Page | 14588 / 2364 |
| Map Reference | MB 18 PG 16 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022-0007954 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9646, CINCINNATI, OH 45209-0646 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007955 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022-0007955 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | May 01, 2023 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (+2.63%) | $35,361 (-) Land $9,524 Building $25,837 | $101,030 (-) Land $27,210 Building $73,820 |
| 2024 | $2,016.00 (+5.22%) | $35,361 (-) Land $9,524 Building $25,837 | |
| 2023 | $1,916.00 (-3.38%) | $35,361 (+24.41%) Land $9,524 Building $25,837 | $101,030 (+24.41%) Land $27,210 Building $73,820 |
| 2022 | $1,983.00 | $28,424 Land $7,658 Building $20,766 | |
| 2020 | $81,210 Land $21,880 Building $59,330 |
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