653 Gardenia Dr, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 653 Gardenia Dr, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,208 sqft · built 2025
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,500 (Jun 2024)
Tax Bill	$244 (2023)
Deeds & Mortgages	Dec 2023 Construction Loan Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036B-E-079.00`

Property Details

APN / Parcel Number

Primary APN	`036B-E-079.00`
Alternative APN	`090036B E 07900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,208 sqft Living Area
Gross Area	5,548 sqft
1st Floor Area	1,836 sqft
Basement Area	1,836 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 72 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	220 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	090036B E 07900
Street Address	653 GARDENIA DR
City	GRAY
State	TN
Zip	37615-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	CHESTNUT COVE PH 1 PB: 22 PG: 173 LOT: B13 72.45 X 120.00 IRR (.18 AC)
Legal Subdivision	CHESTNUT COVE PH 1
Legal Lot Number	B13
Jurisdiction	WASHINGTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2013
Census Tract	61404

Owner

Source: Washington County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	653 GARDENIA DR, JOHNSON CITY, TN 37615-4339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Construction Mortgage GREENVILLE FEDERAL
Aug 20, 2025	Intrafamily Transfer, Transfer · Line of Credit ELIZABETHTON FEDERAL SAVINGS BANK
Jun 27, 2024	Warranty Deed, Transfer · Line of Credit ELIZABETHTON FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	20249111
Deed Book / Page	1162 / 992
Prior Transfer Date	Dec 14, 2022
Prior Transfer Doc	0000021651
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	653 GARDENIA DR, JOHNSON CITY, TN 37615-4339
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WILLOWS RIDGE CT, JOHNSON CITY, TN 37601-2943

Mortgage

Document Number	0011462881
Date	Dec 13, 2023
Book Page	1146/2881
Instrument	23017690

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENEVILLE, TN 37743

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2024

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON TN
Recording Date	Aug 20, 2025
Property Address	653 GARDENIA DR, JOHNSON CITY, TN 37615-4339
Document Number	0001199790
Book / Page	1199 / 790
Map Reference	MB 22 PG 173
Instrument Date	Aug 5, 2025
Instrument	25013216
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1930, ELIZABETHTON, TN 37644-1930

Mortgage

Document Number	0025013218
Date	Aug 20, 2025
Instrument	25013218

Lender

Name	ELIZABETHTON FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Jun 27, 2024
Property Address	653 GARDENIA DR, JOHNSON CITY, TN 37615-4339
Document Number	0001162992
Book / Page	1162 / 992
Map Reference	MB 22 PG 407
Instrument Date	Jun 21, 2024
Instrument	24009111
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$286.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 FAIRIDGE DR, KINGSPORT, TN 37664-2012

Mortgage

Document Number	0024009112
Date	Jun 27, 2024
Instrument	24009112

Lender

Name	ELIZABETHTON FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2025

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Municipality	Johnson City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,425 (+864.1%) Land $11,350 Building $98,075	$437,700 (-) Land $45,400 Building $392,300
2024			$437,700 (+864.1%) Land $45,400 Building $392,300
2023	$244.00 (-44.55%)
2022	$440.00	$11,350 Land $11,350	$45,400 Land $45,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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