653 Finchingfield Ln, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 653 Finchingfield Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,406 sqft · built 1985
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,496 (2026)
Deeds & Mortgages	Jan 2026 Transfer Sep 2018 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0001409`

Property Details

APN / Parcel Number

Primary APN	`WEB-0001409`
Alternative APNs	`54890651300001091000` `265489 065.13-1-91`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,406 sqft Living Area
1st Floor Area	1,369 sqft
2nd Floor Area	1,037 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	182 ft deep x 73.9 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0001409
Street Address	653 FINCHINGFIELD LN
City	WEBSTER
State	NY
Zip	14580-8771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5 T14 R4 KLEM HOMEST SEC5 L525 227-89
Legal Block	1
Legal Lot Number	91.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3004
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY
Sep 5, 2018	Loan Modification, Mortgage · Line of Credit ESL FCU
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Aug 10, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ESL FCU
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2025
Transfer Doc	0003373720
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Jan 13, 2026
Property Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Document Number	202603373720
Book / Page	13162 / 46
Map Reference	LB 227 PG 89
Instrument Date	Nov 19, 2025
Instrument	202603373720
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Document Number	0000000023
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FINCHINGFIELD LN WEBSTER NY 145808771, WEBSTER, NY 14580-8771

Mortgage

Document Number	0000000023
Date	Sep 13, 2018
Book Page	027760/000368
Instrument	23

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Document Number	0000000022
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FINCHINGFIELD LN WEBSTER NY 145808771, WEBSTER, NY 14580-8771

Mortgage

Document Number	0000000022
Date	Sep 13, 2018
Book Page	027760/000359
Instrument	22

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	0.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Document Number	0000000409
Book / Page	027388 / 000480
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FINCHINGFIELD LN WEBSTER NY 145808771, WEBSTER, NY 14580-8771

Mortgage

Document Number	0000000409
Date	Nov 8, 2017
Book Page	027388/000480
Instrument	409

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2027

August 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Recording Date	Aug 10, 2017
Property Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Book / Page	027267 / 000656
Instrument Date	Aug 7, 2017
Instrument	282
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FINCHINGFIELD LN WEBSTER NY 145808771, WEBSTER, NY 14580-8771

Mortgage

Document Number	0000000282
Date	Aug 10, 2017
Book Page	027267/000656
Instrument	282

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	653 FINCHINGFIELD LN, WEBSTER, NY 14580-8771
Document Number	0000000281
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FINCHINGFIELD LN WEBSTER NY 145808771, WEBSTER, NY 14580-8771

Mortgage

Document Number	0000000281
Date	Aug 10, 2017
Book Page	027267/000647
Instrument	281

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,496.00 (+6.7%) Homeowner's exemption
2025	$8,900.00	$197,600 (-) Land $29,300 Building $168,300	$411,700 (+8.34%) Land $61,047 Building $350,653
2024	Homeowner's exemption	$197,600 (-) Land $29,300 Building $168,300	$380,000 (+11.54%) Land $56,346 Building $323,654
2023		$197,600 (-) Land $29,300 Building $168,300	$340,700 (+10.33%) Land $50,519 Building $290,181
2022		$197,600 Land $29,300 Building $168,300	$308,800 Land $45,789 Building $263,011
2021	$8,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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