653 Fillmore Ave, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 653 Fillmore Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,684 sqft · built 1986
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Tax Bill$6,978 (2026)
Flood ZoneZone X (minimal risk)
APN422400 72.6-1-7

Property Details

APN / Parcel Number

Primary APN422400 72.6-1-7
Alternative APN
  • 240007200600010070000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,164 sqft
Basement Area520 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions116 ft deep x 130 ft wide
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area256 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address653 FILLMORE AVE
CitySCHENECTADY
StateNY
Zip12304-4185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4004
Census Tract21802

Owner

653 Fillmore Ave is owned and occupied by two individuals.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address653 FILLMORE AVE, SCHENECTADY, NY 12304-4185
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 653 Fillmore Ave was $6,978 with exemptions applied, up 2.8% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,978.00 (+2.81%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$6,787.00$208,000 Land $40,200 Building $167,800$308,100 Land $59,546 Building $248,554
2023$208,000 Land $40,200 Building $167,800$263,300 Land $50,888 Building $212,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Fillmore Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Fillmore Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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