653 Elm Dr, Plainfield, IN 46168 Property Records

Hendricks County property record for 653 Elm Dr, Plainfield, IN 46168

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$207,800 (May 2013)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`021-236511-180026`

Property Details

APN / Parcel Number

Primary APN	`021-236511-180026`
Alternative APNs	`32-10-36-180-026.000-012` `2123651E180026` `00000048536`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,348 sqft Living Area
1st Floor Area	2,348 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	397 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000048536
Street Address	653 ELM DR
City	PLAINFIELD
State	IN
Zip	46168-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT HILL SEC 1 LOT 2 0.273AC
Legal Subdivision	WALNUT HILL
Legal Lot Number	2
Jurisdiction	HENDRICKS IN
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2006
Census Tract	210802

Owner

653 Elm Dr is owned and occupied by an individual who bought it in May 2013.

Source: Hendricks County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	653 ELM DR, PLAINFIELD, IN 46168-2115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2013 · Amount on File
Deed Sale	May 7, 2013 · Amount on File
Deed Document Number	201312346
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	653 ELM DR, PLAINFIELD, IN 46168-2115
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202401863
Date	Jan 31, 2024
Instrument	202401863

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	653 ELM DR, PLAINFIELD, IN 46168-2115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202024688
Date	Aug 31, 2020
Instrument	202024688

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	653 ELM DR, PLAINFIELD, IN 46168-2115
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201800146
Date	Jan 2, 2018
Instrument	201800146

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jan 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 653 Elm Dr was $3,015 with a homeowner's exemption, down 10.3% from the year before.

Source: Hendricks County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hendricks County
County Subdivision	Guilford Township
Municipality	Plainfield Town
Unified School District	Plainfield Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00 (-10.29%) Homeowner's exemption	$360,300 Land $65,000 Building $295,300	$360,300 Land $65,000 Building $295,300
2024	$3,361.00 (+7.45%)
2023	$3,128.00 (+14.33%)	$329,100 Land $42,000 Building $287,100	$329,100 Land $42,000 Building $287,100
2022	$2,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Elm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1986–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Elm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD WATER WORKS serves 34,477 people · EPA ID IN5232020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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