1. Home
  2. Illinois
  3. Elgin
  4. Elgin Ave

653 Elgin Ave, Elgin, IL 60120 Property Records

Kane County property record for 653 Elgin Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,090 sqft · built 1950
Lot Size0.168 acres (7,301 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jan 2026)
Tax Bill$4,895 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN06-24-486-001

Property Details

APN / Parcel Number

Primary APN06-24-486-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,301 sqft (0.168 acres)
Lot Dimensions149 ft deep x 49 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address653 ELGIN AVE
CityELGIN
StateIL
Zip60120-8454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINZLAR ADDN LOT 16 BLOCK 10
Legal SubdivisionWINZLAR ADDN
Legal Block10
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1024
Census Tract851400

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address653 ELGIN AVE, ELGIN, IL 60120-8454
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleDec 3, 2015 · Amount on Record
Deed Document Number20263057
Prior Transfer DateNov 24, 1998
Prior Transfer Doc0000113067
Record UpdatedSep 20, 2026

January 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateJan 22, 2026
Property Address653 ELGIN AVE, ELGIN, IL 60120-8454
Document Number0000003057
Instrument DateJan 7, 2026
Instrument2026K003057
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address653 ELGIN AVE, ELGIN, IL 60120-8454
InvestorPossibly a Property Investor

Mortgage

Document Number0000003058
DateJan 22, 2026
Instrument2026K003058
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate5.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,895.00 (+3.49%)
2024$4,730.00 (+12.06%)$59,105 (+21.39%) Land $12,704 Building $46,401$177,386 (+21.44%) Land $38,127 Building $139,259
2022$4,221.00 (+3.94%)$48,689 (+6.96%) Land $10,465 Building $38,224$146,067 (+6.96%) Land $31,395 Building $114,672
2021$4,061.00$45,521 Land $9,784 Building $35,737$136,563 Land $29,352 Building $107,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims102 (1979–2020)
Claims Outside the SFHA11 of 102
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Sep 2008 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on Elgin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures