653 E Preda Dr, Waterford, MI 48328 Property Records

Oakland County property record for 653 E Preda Dr, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,142 sqft · built 1966
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-22-376-009`

Property Details

APN / Parcel Number

Primary APN	`W-13-22-376-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
1st Floor Area	2,142 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	98 ft deep x 94 ft wide
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	524 sqft
Patio Area	748 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	653 E PREDA DR
City	WATERFORD
State	MI
Zip	48328-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 22 EVERGREEN HILLS S 56 FT OF LOT 10 & LOT 11 EXC S 37 FT
Legal Range	09E
Legal Township	03N
Legal Section	22
Legal Subdivision	EVERGREEN HILLS
Legal Lot Number	10-11
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1004
Census Tract	144800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 E PREDA DR, WATERFORD, MI 48328-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU
Aug 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2020
Transfer Doc	0000169512
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	653 E PREDA DR, WATERFORD, MI 48328-2026
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 E PREDA DR, WATERFORD, MI 48328-2026

Mortgage

Document Number	0000091817
Date	Apr 7, 2021
Book Page	56025/411
Instrument	91817

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	653 E PREDA DR, WATERFORD, MI 48328-2026
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 E PREDA DR, WATERFORD, MI 48328-2026

Mortgage

Document Number	0000205839
Date	Aug 24, 2021
Book Page	56744/520
Instrument	205839

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 25, 2020
Property Address	653 E PREDA DR, WATERFORD, MI 48328-2026
Document Number	0000169512
Book / Page	054711 / 000046
Instrument Date	Aug 25, 2020
Instrument	169512
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	653 E PREDA DR WATERFORD MI 483282026, WATERFORD, MI 48328-2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	653 E PREDA DR, WATERFORD, MI 48328-2026
Document Number	0000072805
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 E PREDA DR WATERFORD MI 483282026, WATERFORD, MI 48328-2026

Mortgage

Document Number	0000072805
Date	May 10, 2019
Book Page	052815/000405
Instrument	72805

Lender

Name	VIBE CU
Type	Credit Union
Address	WATERFORD, MI 48327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 9, 2034

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (-39.8%) Homeowner's exemption	$198,710 (+15.7%)	$397,420 (+15.7%)
2024	$3,000.00 (+17.55%)
2023		$171,740	$343,480
2021	$2,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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