653 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 653 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1890
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on Record
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Oct 2024 Transfer
APN	`32.240.2240`

Property Details

APN / Parcel Number

Primary APN	`32.240.2240`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	316 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	653 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-006 BLOCK-016 N 102 1/2'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	16
Legal Lot Number	6
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1030
Census Tract	670700

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 E HOWARD ST, WINONA, MN 55987-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 14, 2016
Transfer Doc	0000599535
Record Updated	Oct 29, 2026

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Oct 24, 2024
Property Address	653 E HOWARD ST, WINONA, MN 55987-4302
Document Number	000A657394
Instrument Date	Oct 23, 2024
Instrument	A657394
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 (+5.48%) Homeowner's exemption	$145,700 (+5.05%) Land $34,200 Building $111,500	$145,700 (+5.05%) Land $34,200 Building $111,500
2025		$138,700 (+4.29%) Land $34,200 Building $104,500	$138,700 (+4.29%) Land $34,200 Building $104,500
2024	$1,242.00 (+15.64%)
2023	$1,074.00 Homeowner's exemption	$133,000 Land $32,900 Building $100,100	$133,000 Land $32,900 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hiawatha Broadband Communications, Verizon.

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