St. Johns County property record for 653 Donald Ross Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,543 sqft · built 2005 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Feb 2020) |
| Tax Bill | $6,074 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 029230-0900 |
| Primary APN | 029230-0900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,543 sqft Living Area |
| Gross Area | 3,383 sqft |
| 1st Floor Area | 1,852 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 125 sqft |
| Patio Area | 319 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 653 DONALD ROSS WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 32/93-99 PINEHURST POINTE LOT 90 OR4876/955 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | PINEHURST POINTE |
| Legal Block | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20908 |
Source: St. Johns County assessment roll, APN 029230-0900, as of April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Feb 04, 2020 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2020 · Amount on Record |
| Deed Sale | Feb 04, 2020 · Amount on Record |
| Prior Sale | Sep 25, 2013 · Amount on Record |
| Deed Document Number | 20208483 |
| Deed Book / Page | 4876 / 955 |
| Prior Transfer Date | Dec 16, 2005 |
| Prior Transfer Doc | 0026231940 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Document Number | 0055271038 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 5527/1038 |
| Instrument | 2022033746 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Document Number | 0052670799 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5267/799 |
| Instrument | 2021055520 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Document Number | 0060421348 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 6042/1348 |
| Instrument | 2024084106 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 04, 2020 |
| Property Address | 653 DONALD ROSS WAY, SAINT AUGUSTINE, FL 32092-0794 |
| Document Number | 0048760955 |
| Book / Page | 004876 / 000955 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 8483 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 653 DONALD ROSS WAY ST AUGUSTINE FL 320920794, ST AUGUSTINE, FL 32092-0794 |
| Document Number | 48760957 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 004876/000957 |
| Instrument | 8484 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 03, 2040 |
Source: St. Johns County assessment roll as of April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,515 (+10.67%) | $571,827 (-1.95%) Land $200,000 Building $371,827 | |
| 2025 | $6,074.00 (+11.96%) Homeowner's exemption | $464,921 (+2.9%) | $583,170 (+23.48%) Land $225,000 Building $358,170 |
| 2024 | $5,425.00 (+1.94%) Homeowner's exemption | $451,818 (+3%) | $472,262 (+4.94%) Land $167,000 Building $305,262 |
| 2023 | $5,322.00 (+2.68%) Homeowner's exemption | $438,658 (+3%) | $450,013 (+5.67%) Land $172,000 Building $278,013 |
| 2022 | $5,183.00 Homeowner's exemption | $425,882 | $425,882 Land $156,800 Building $269,082 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 244 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL2554471, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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