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653 Covered Bridge Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 653 Covered Bridge Ln, O Fallon, MO 63368 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage1,896 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$461,177 (2026)
Tax Bill$3,890.00 (2024)

Property Details

APN / Parcel Number

Primary APNT021700207
Alternative APN
  • 2-0130-8876-00-0364.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,896 sqft Living Area
Gross Area3,279 sqft Gross Area
1st Floor954 sqft 1st Floor
Basement Area942 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area187 sqft Patio
PorchOpen Porch
Porch Area70 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT021700207
Street Address653 COVERED BRIDGE LN
CityO FALLON
StateMO
Zip63368-4089
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTONEY MOUNTAIN VLG LOT 364
Legal SubdivisionSTONEY MOUNTAIN VLG
Legal Lot Number364
JurisdictionST CHARLES MO
Minor Civil DivisionBOONE
Census Blockgroup2
Census Block2000
Census Tract311153

Owner

Source: St. Charles County records · APN T021700207

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage
MONTGOMERY BANK NA
Feb 26, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Oct 19, 2017Warranty Deed, Transfer · Conventional Mortgage
MONTGOMERY BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2026 · Amount on Record
Deed SaleFeb 26, 2026 · Amount on Record
Prior SaleOct 19, 2017 · Amount on Record
Deed Doc Number20268784
Prior Transfer DateOct 08, 2004
Prior Transfer Doc0001025160
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089
InvestorPossibly a Property Investor

Mortgage

Document Number0000058250
DateDec 29, 2025
Instrument2025R-058250
Lender
NameMONTGOMERY BANK NA
TypeBank
AddressSIKESTON, MO 63801
Agreement
AmountAmount Recorded
Term24 Months
DueDec 12, 2027

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 26, 2026
Property Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089
Document Number0000008784
Map ReferenceMB 38 PG 194
Instrument DateFeb 19, 2026
Instrument2026R-008784
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address19301 BA BIER FOREST DR, WILDWOOD, MO 63005

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089

Mortgage

Document Number0000008785
DateFeb 26, 2026
Instrument2026R-008785
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 19, 2017
Property Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089
Document Number0068251798
Book / Page6825 / 1798
Map ReferenceMB 38 PG 194
Instrument DateOct 17, 2017
Instrument20171019000657030
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyST LOUIS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address614 GREY MOUNTAIN DR, 614, O FALLON, MO 63368-4083

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 COVERED BRIDGE LN, O FALLON, MO 63368-4089

Mortgage

Document Number20171019000657040
DateOct 19, 2017
Instrument20171019000657040
Lender
NameMONTGOMERY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,921.00 (+0.8%)$62,804 (+3.82%)$330,546 (+3.82%) Land $60,000 Building $270,546
2024$3,890.00
2023$60,492
2022$318,377 Land $55,000 Building $263,377

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