Transylvania County property record for 653 Clement Rd, Brevard, NC 28712 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1976 |
| Lot Size | 2.34 acres (101,930 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8565-91-8616-000 |
| Primary APN | 8565-91-8616-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,456 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 101,930 sqft (2.34 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 69861700 |
|---|---|
| Street Address | 653 CLEMENT RD |
| City | BREVARD |
| State | NC |
| Zip | 28712-8931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S R 1337 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | CATHEYS CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960502 |
Source: Transylvania County records · APN 8565-91-8616-000
Assessment roll updated August 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 DUFF COVE RD, BREVARD, NC 28712-0394 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 16, 2013 |
| Transfer Doc | 0006550380 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 653 CLEMENT RD, BREVARD, NC 28712-8931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0010140466 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 1014/466 |
| Instrument | 2021009239 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 653 CLEMENT RD, BREVARD, NC 28712-8931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008930233 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 893/233 |
| Instrument | 2019004699 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Transylvania County records · Assessment roll updated August 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+32.03%) | $344,920 (+80.81%) Land $46,330 Building $298,590 | $344,920 (+80.81%) Land $46,330 Building $298,590 |
| 2023 | $1,255.00 | $190,760 Land $46,330 Building $144,430 | $190,760 Land $46,330 Building $144,430 |
Source: FEMA National Flood Hazard Layer, Transylvania County (37175C), updated June 26, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371759605022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2021–2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Comporium | Cable | 2,000 / 200 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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