653 Cedars Ct, Longboat Key, FL 34228 Property Records

Manatee County property record for 653 Cedars Ct, Longboat Key, FL 34228

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,440 sqft · built 1988
Lot Size6.97 acres (303,990 sqft)
OwnerIndividual Name on Record
Last Sale$585,000 (Jun 2025)
Tax Bill$3,072 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Jun 2025 Sale
Flood ZoneZone AE (high risk)
APN79273-0415-9

Property Details

APN / Parcel Number

Primary APN79273-0415-9
Alternative APN
  • 3516257927304159

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area2,268 sqft
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area303,990 sqft
View / LotStreet
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address653 CEDARS CT
CityLONGBOAT KEY
StateFL
Zip34228-1845
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeLBK_R-3MX
Legal DescriptionUNIT 25 SEC ONE CEDARS EAST CONDO PI#79273.0415/9
Legal Range16E
Legal Township35S
Legal Section25
Legal SubdivisionCEDARS EAST SECTION 1
Legal Tract07927301
Legal Lot Number25
Legal Unit25
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2006
Census Tract1705

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3766 DARLINGTON RD N, BLOOMFIELD HILLS, MI 48301-2000
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Deed of Trust, Mortgage · Line of Credit
GULFSIDE BANK
Jun 20, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Prior SaleJul 21, 2015 · Amount on Record
Deed Document Number202576913
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address653 CEDARS CT, LONGBOAT KEY, FL 34228-1845
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3766 DARLINGTON RD N, BLOOMFIELD HILLS, MI 48301-2000

Mortgage

Document Number0041091484
DateJul 24, 2025
Instrument202541091484
Lender
NameGULFSIDE BANK
TypeBank
AddressSARASOTA, FL 34236
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 20, 2025
Property Address653 CEDARS CT, LONGBOAT KEY, FL 34228-1845
Document Number0041076913
Map ReferenceMB 1213 PG 1749
Instrument DateJun 20, 2025
Instrument202541076913
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 OAKWOOD CIR, GIBSONIA, PA 15044-7841

Transferred To (Grantee/Buyer)

NameVerified Name
Address3766 DARLINGTON RD N, BLOOMFIELD HILLS, MI 48301-2000

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityLongboat Key Town
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,872 (+112.44%) Building $439,872$439,872 (+112.44%) Building $439,872
2025$3,072.00 (-53.68%)$207,060 (-59.74%) Building $207,060$207,060 (-59.74%) Building $207,060
2024$6,632.00 (+6.2%)
2023$6,245.00 (+22.62%)$514,250 (+39.93%) Building $514,250$514,250 (+39.93%) Building $514,250
2022$5,093.00$367,500 Building $367,500$367,500 Building $367,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 554 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,178 units insured
incl. 624 condo units
Nearby Flood Claims621 (2016–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 39 claims
  • Hurricane Helene, Oct 2024 · 515 claims
  • Hurricane Idalia, Aug 2023 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LONGBOAT KEY
serves 7,098 people · EPA ID FL6411098
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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