653 Cactus St, Imperial, CA 92251 Property Records

Imperial County property record for 653 Cactus St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,691 sqft · built 2011
Lot Size	0.141 acres (6,136 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2025)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-253-038-000`

Property Details

APN / Parcel Number

Primary APN	`064-253-038-000`
Alternative APN	`043963038000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Lot Area	6,136 sqft (0.141 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	653 CACTUS ST
City	IMPERIAL
State	CA
Zip	92251-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal Subdivision	DESERT MIRAGE ESTATES
Legal Block	5
Legal Lot Number	40
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5029
Census Tract	11002

Owner

653 Cactus St is owned and occupied by two individuals who bought it in December 2025.

Source: Imperial County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 CACTUS ST, IMPERIAL, CA 92251-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	202519621
Prior Transfer Date	Apr 18, 2016
Prior Transfer Doc	0000007769
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 15, 2025
Property Address	653 CACTUS ST, IMPERIAL, CA 92251-2515
Document Number	0000019621
Map Reference	MB 24 PG 88-93
Instrument Date	Dec 4, 2025
Instrument	2025019621
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 CACTUS ST, IMPERIAL, CA 92251-2515

Mortgage

Document Number	0000019622
Date	Dec 15, 2025
Instrument	2025019622

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000019623
Date	Dec 15, 2025
Instrument	2025019623

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Feb 8, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	653 CACTUS ST, IMPERIAL, CA 92251-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 CACTUS ST, IMPERIAL, CA 92251-2515

Mortgage

Document Number	0000019916
Date	Oct 28, 2020
Instrument	2020019916

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 653 Cactus St was $4,076.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,000 (+53.04%) Land $70,000 Building $390,000
2025	$4,076.00 Homeowner's exemption	$300,584 Land $58,026 Building $242,558
2023	$3,994.00 (+3.12%)	$288,914 Land $55,774 Building $233,140
2022	$3,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 653 Cactus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Cactus St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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