653 Biscayne Ct, Berthoud, CO 80513 Property Records

Larimer County property record for 653 Biscayne Ct, Berthoud, CO 80513 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 2,784 sqft · built 2016
Lot Size	0.17 acres (7,427 sqft)
Owner	Individual Name on File
Last Sale	$805,000 (Feb 2025)
Tax Bill	$8,408 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94234-14-002`

Property Details

APN / Parcel Number

Primary APN	`94234-14-002`
Alternative APN	`R1659767`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
Basement Area	1,342 sqft
Finished Basement	1,342 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,427 sqft (0.17 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	344 sqft
Patio Area	168 sqft
Balcony	Balcony
Balcony Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659767
Street Address	653 BISCAYNE CT
City	BERTHOUD
State	CO
Zip	80513-1477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 9, HERITAGE RIDGE SUB, BER (20150087953)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE SUB
Legal Block	9
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4034
Census Tract	2700

Owner

Source: Larimer County records · APN 94234-14-002

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Feb 22, 2019	Loan Modification, Mortgage INDEPENDENT BK
Sep 21, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	20250007357
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477

Mortgage

Document Number	0000009498
Date	Mar 03, 2026
Instrument	20260009498

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 19, 2022
Property Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477
Document Number	0000045422
Instrument Date	Jul 19, 2022
Instrument	20220045422
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477

Mortgage

Document Number	0000045423
Date	Jul 19, 2022
Instrument	20220045423

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	10.1%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477
Document Number	0000009044
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 05, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475

Mortgage

Document Number	0000009044
Date	Feb 25, 2019
Instrument	9044

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENVER, CO 80217

Agreement

Term	12 Months
Due	Feb 24, 2020

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 21, 2017
Property Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477
Document Number	0000063343
Instrument Date	Sep 15, 2017
Instrument	20170063343
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 BISCAYNE CT, BERTHOUD, CO 80513-1477

Mortgage

Document Number	0000063344
Date	Sep 21, 2017
Instrument	20170063344

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,408.00 (+3.94%)	$46,850 (-7.43%) Land $10,056 Building $36,794	$749,600 (-0.77%) Land $160,900 Building $588,700
2023	$8,089.00 (+21.84%)	$50,612 (+27.76%) Land $10,780 Building $39,832	$755,400 (+32.53%) Land $160,900 Building $594,500
2022	$6,639.00	$39,616 Land $7,993 Building $31,623	$570,000 Land $115,000 Building $455,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690027004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 513 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Smiling J	Fiber	1,000 / 1,000
Inventive Wireless of Nebraska	Fixed Wireless (licensed-by-rule)	500 / 80
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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