Brevard County property record for 653 Bermuda Rd, Cocoa Beach, FL 32931 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,324 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $499,000 (2025) |
| Tax Bill | $6,508.00 (2025) |
| Primary APN | 25-37-10-CW-I-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,764 sqft Gross Area |
| 1st Floor | 1,324 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 110 ft x 80 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 264 sqft Garage |
| Carport | Carport |
| Carport Area | 264 sqft Carport |
| Deck Area | 884 sqft Deck |
|---|---|
| Patio Area | 225 sqft Patio |
| Porch Area | 80 sqft Porch |
| Utility Building | 96 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 2515667 |
|---|---|
| Street Address | 653 BERMUDA RD |
| City | COCOA BEACH |
| State | FL |
| Zip | 32931-3005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COCOA ISLES 4TH ADDN LOT 3 BLK I |
| Legal Range | 37E |
| Legal Township | 25S |
| Legal Section | 10 |
| Legal Subdivision | COCOA ISLES 4TH ADDN |
| Legal Block | I |
| Legal Lot Number | 3 |
| Jurisdiction | BREVARD FL |
| Minor Civil Division | COCOA BEACH-CAPE CANAVERAL |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 71700 |
Source: Brevard County records · APN 25-37-10-CW-I-3
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 653 BERMUDA RD, COCOA BEACH, FL 32931-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 08, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2025 · Amount on Record |
| Deed Sale | Oct 08, 2025 · Amount on Record |
| Prior Sale | Jan 28, 2002 · Amount on Record |
| Deed Doc Number | 2025202941 |
| Deed Book / Page | 10451 / 30 |
| Prior Transfer Date | Sep 26, 2024 |
| Prior Transfer Doc | 0101681998 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 08, 2025 |
| Property Address | 653 BERMUDA RD, COCOA BEACH, FL 32931-3005 |
| Document Number | 0104510030 |
| Book / Page | 10451 / 30 |
| Map Reference | MB 13 PG 53 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025202941 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 WESTVIEW LN, COCOA BEACH, FL 32931-2621 |
| Name | Verified Name |
|---|---|
| Address | 653 BERMUDA RD, COCOA BEACH, FL 32931-3005 |
| Document Number | 0001045132 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 10451/32 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 653 BERMUDA RD, COCOA BEACH, FL 32931-3005 |
| Document Number | 0087292185 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | TITLE SECURITY AND ESCROW/CTRL FL, TITLE SEC & ESCROW/CTRL FL |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 653 BERMUDA RD COCOA BEACH FL 329313005, COCOA BEACH, FL 32931-3005 |
| Document Number | 0087292185 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 008729/002185 |
| Instrument | 95257 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2030 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Cocoa Beach City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,040 (+1.14%) | $409,040 (+1.14%) | |
| 2025 | $6,508.00 (-6.45%) | $404,440 (-5.31%) | $404,440 (-5.31%) |
| 2024 | $6,957.00 (+258.79%) | $427,110 (+176%) Land $260,000 Building $167,110 | $427,110 (-1.31%) Land $260,000 Building $167,110 |
| 2023 | $1,939.00 (+8.93%) Homeowner's exemption | $154,750 (+3%) | $432,770 (+12.48%) Land $260,000 Building $172,770 |
| 2022 | $1,780.00 Homeowner's exemption | $150,250 | $384,750 Land $260,000 Building $124,750 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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