653 Bellcastle Rd, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 653 Bellcastle Rd, Lexington, KY 40505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 1966
Lot Size	0.31 acres (13,499 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2025)
Tax Bill	$3,791 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
APN	`15323101`

Property Details

APN / Parcel Number

Primary APN	`15323101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,868 sqft Living Area
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Lot Area	13,499 sqft (0.31 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	653 BELLCASTLE RD
City	LEXINGTON
State	KY
Zip	40505-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 14; BOOK: 2330 PAGE: 713
Legal Subdivision	KENAWOOD
Legal Block	H
Legal Lot Number	14
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHEAST
Census Block Group	4
Census Block	4028
Census Tract	3202

Owner

653 Bellcastle Rd is owned and occupied by an individual who bought it in July 2025.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	653 BELLCASTLE RD, LEXINGTON, KY 40505-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Deed Document Number	202571
Deed Book / Page	4141 / 715
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 16, 2025
Property Address	653 BELLCASTLE RD, LEXINGTON, KY 40505-2705
Document Number	DB4141/715
Book / Page	DB 4141 / 715
Map Reference	CAB B SL 37
Instrument Date	Jul 15, 2025
Instrument	202507160071
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4517 THORNBRIDGE LN, LEXINGTON, KY 40515-6128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 BELLCASTLE RD, LEXINGTON, KY 40505-2705

Mortgage

Document Number	MB11033232
Date	Jul 16, 2025
Instrument	MB 11033/232

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 653 Bellcastle Rd was $3,791, up 27.6% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,791.00 (+27.64%)	$350,000 (+45.71%)	$350,000 (+45.71%)
2025	$2,970.00	$240,200	$240,200
2023	$2,396.00 Homeowner's exemption	$240,200	$240,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 653 Bellcastle Rd; there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Bellcastle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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