653 Aspen Ave, Elmore, OH 43416 Property Records

Ottawa County property record for 653 Aspen Ave, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,252 sqft · built 2020
Lot Size	0.37 acres (16,113 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2019)
Tax Bill	$5,725 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`030903-5`

Property Details

APN / Parcel Number

Primary APN	`030903-5`
Alternative APN	`019-00721-00677-058`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	3,416 sqft
1st Floor Area	1,164 sqft
Upper Floors Area	1,088 sqft
Basement Area	1,164 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	16,113 sqft (0.37 acres)
Lot Dimensions	152 ft deep x 106 ft wide
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	030903-5
Street Address	653 ASPEN AVE
City	ELMORE
State	OH
Zip	43416-9800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 EAGLE VIEW 3
Legal Subdivision	EAGLE VIEW #3
Legal Lot Number	39
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4030
Census Tract	50900

Owner

653 Aspen Ave is owned and occupied by an individual who bought it in December 2019.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	653 ASPEN AVE, ELMORE, OH 43416-9800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Dec 13, 2019	Warranty Deed, Construction Loan · Construction Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Deed Document Number	2019290794
Deed Book / Page	1748 / 407
Prior Transfer Date	Jun 6, 2017
Prior Transfer Doc	0000268608
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	653 ASPEN AVE, ELMORE, OH 43416-9800
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304495
Date	Mar 15, 2021
Book Page	1827/165
Instrument	202100304495

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Dec 13, 2019
Property Address	653 ASPEN AVE, ELMORE, OH 43416-9800
Document Number	0000290794
Book / Page	1748 / 407
Map Reference	MB 40 PG 32
Instrument Date	Dec 9, 2019
Instrument	201900290794
Transaction Type	Construction Loan
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	653 ASPEN AVE, ELMORE, OH 43416-9800

Mortgage

Document Number	0001748408
Date	Dec 13, 2019
Instrument	1748/408

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 653 Aspen Ave was $5,725 with a homeowner's exemption, up 0.1% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,725.00 (+0.12%)	$108,633 (-) Land $15,085 Building $93,548
2024	$5,718.00 (+14.38%) Homeowner's exemption	$108,633 (+31.97%) Land $15,085 Building $93,548	$310,380 Land $43,100 Building $267,280
2023	$4,999.00 (+6.23%) Homeowner's exemption	$82,317 (-) Land $10,052 Building $72,265
2022	$4,706.00 Homeowner's exemption	$82,317 Land $10,052 Building $72,265
2021			$235,190 Land $28,720 Building $206,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Aspen Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2008)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Aspen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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