653 Aqua View Dr, Seneca, SC 29672 Property Records

Oconee County property record for 653 Aqua View Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 310 sqft · built 2019
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (May 2026)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-019`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-019`
Alternative APN	`1073541`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	310 sqft Living Area
1st Floor Area	310 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	57,064 sqft (1.31 acres)
Lot Dimensions	0.1 ft deep x 17.6 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	1073541
Street Address	653 AQUA VIEW DR
City	SENECA
State	SC
Zip	29672-0492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 (1.31 AC)
Legal Subdivision	HARBOR POINT SUBDIVISION PHASE I
Legal Lot Number	19
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

Source: Oconee County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2067 PALMETTO ST, MIDDLEBURG, FL 32068-5151
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY
Dec 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Nov 26, 2024 · Amount on Record
Deed Document Number	202614275
Deed Book / Page	4845 / 43
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 12, 2026
Property Address	653 AQUA VIEW DR, SENECA, SC 29672-0492
Document Number	0000014275
Book / Page	4845 / 43
Instrument Date	Apr 30, 2026
Instrument	202614275
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253,742.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2067 PALMETTO ST, MIDDLEBURG, FL 32068-5151

Mortgage

Document Number	4845000052,
Date	May 12, 2026
Book Page	4845/52

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 14, 2020
Property Address	653 AQUA VIEW DR, SENECA, SC 29672-0492
Document Number	0026350106
Book / Page	002635 / 000106
Instrument Date	Dec 3, 2020
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 N HARBOR PL #G DAVIDSON NC 280367919, G, DAVIDSON, NC 28036-7919

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,391.00	$19,823 (+132.04%) Land $18,920 Building $903	$495,580 (+132.02%) Land $473,000 Building $22,580
2023		$8,543 Land $3,465 Building $5,078	$213,590 Land $86,630 Building $126,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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