653 95th Ave N, Naples, FL 34108 Property Records

Collier County property record for 653 95th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details1,527 sqft · built 1986
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on Record
Tax Bill$1,718 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN510400 32 123A28

Property Details

APN / Parcel Number

Primary APN510400 32 123A28
Alternative APNs
  • 6264184000711930032123
  • 62641840007

Interior

Stories1 Story
Building Area1,527 sqft Living Area
Gross Area1,767 sqft
1st Floor Area1,527 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeMasonry / Concrete Block
Lot Area6,098 sqft (0.14 acres)
PorchScreened Porch
Porch Area240 sqft
Deck Area130 sqft

Location & Zoning

Street Address653 95TH AVE N
CityNAPLES
StateFL
Zip34108-2454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 3 BLK 32 LOTS 12
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract510400
Legal Block32
Legal Lot Number12
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3003
Census Tract10109

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address653 95TH AVE N, NAPLES, FL 34108-2454
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 28, 2011
Transfer Doc0046470754
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateMay 21, 2026
Property Address653 95TH AVE N, NAPLES, FL 34108-2454
Document Number0006827819
Book / Page6590 / 701
Instrument DateApr 8, 2026
Instrument20266827819
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address653 95TH AVE N, NAPLES, FL 34108-2454

Mortgage

Document Number0006827819,
DateMay 21, 2026
Book Page6590/701
Instrument20266827819
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate6.11%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address653 95TH AVE N, NAPLES, FL 34108-2454
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 95TH AVE N, NAPLES, FL 34108-2454

Mortgage

Document Number0058440174
DateNov 13, 2020
Book Page5844/174
Instrument5952980
Lender
NamePNC BANK NA
TypeBank
AddressBONITA SPRINGS, FL 34135
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,079 (+2.7%)$471,390 (-18.27%) Land $354,032 Building $117,358
2025$1,718.00 (+2.63%) Homeowner's exemption$190,924 (+5.99%)$576,757 (-13.66%) Land $396,760 Building $179,997
2024$1,674.00 (+1.64%)
2023$1,647.00 (-0.96%) Homeowner's exemption$180,139 (+3%)$668,036 (+20.68%) Land $518,840 Building $149,196
2022$1,663.00 Homeowner's exemption$174,892$553,542 Land $390,961 Building $162,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 194 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims101 (1988–2024)
Claims Outside the SFHA11 of 101
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 22 claims
  • Hurricane Irma, Sep 2017 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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