653 18th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 653 18th St, Vero Beach, FL 32960

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 8 ba · 4,702 sqft · built 1989
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Aug 2020)
Tax Bill	$9,011 (2025)
Deeds & Mortgages	Aug 2020 Sale Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`33-39-01-00027-0020-00003.1`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00027-0020-00003.1`
Alternative APN	`65370`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,702 sqft Living Area
Gross Area	5,516 sqft
1st Floor Area	4,702 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	188 ft deep x 104 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	814 sqft
Driveway	Driveway
Driveway Area	2,634 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	653 18TH ST
City	VERO BEACH
State	FL
Zip	32960-5528
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-10
Legal Description	DR RICHARD E BULLINGTONS SUBDIVISION PBS 2 - 5 THE E 104.71 FT OF THE W 208.71 FT OF THE N 208.71 FT OF LOT 3 BLK 2 LESS THE N 20 FT FOR 18TH ST ROW OR 407/103
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	DR RICHARD E BULLINGTONS SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1040
Census Tract	50401

Owner

653 18th St, a residential property, is owned by a company that bought it in August 2020.

Source: Indian River County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 643543, VERO BEACH, FL 32964-3543
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Feb 21, 2017	Loan Modification, Mortgage · Conventional with PMI CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Oct 15, 2010 · Amount on File
Deed Document Number	202047656
Deed Book / Page	3329 / 81
Prior Transfer Date	Jul 6, 2000
Prior Transfer Doc	1344002491
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 17, 2020
Property Address	653 18TH ST, VERO BEACH, FL 32960-5528
Document Number	0033290081
Book / Page	003329 / 000081
Instrument Date	Aug 14, 2020
Instrument	47656
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$2,975.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 643543 VERO BEACH FL 329643543, VERO BEACH, FL 32964-3543

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	653 18TH ST, VERO BEACH, FL 32960-5528
Document Number	0030031022
Book / Page	003003 / 001022
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1745 6TH AVE #1 VERO BEACH FL 329605663, 1, VERO BEACH, FL 32960-5663

Mortgage

Document Number	0030031022
Date	Feb 23, 2017
Book Page	003003/001022
Instrument	9910

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	VERO BEACH, FL 32960

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 653 18th St was $9,011.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,011.00	$681,365 Land $184,756 Building $496,609	$681,365 Land $184,756 Building $496,609
2023	$5,804.00 (-0.58%)	$392,614 (-) Land $67,184 Building $325,430	$392,614 (-) Land $67,184 Building $325,430
2022	$5,838.00	$392,614 Land $67,184 Building $325,430	$392,614 Land $67,184 Building $325,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 18th St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1991–2017)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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