6529 Schoff Cir, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 6529 Schoff Cir, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,422 sqft · built 2017
Lot Size0.242 acres (10,550 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (Nov 2022)
Tax Bill$5,762 (2023)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111-201-41

Property Details

APN / Parcel Number

Primary APN111-201-41

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,422 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,550 sqft (0.242 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number111-201-41
Street Address6529 SCHOFF CIR
CityCHARLOTTE
StateNC
Zip28215-7885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL26 M61-795
Legal SubdivisionCRESSWIND CHARLOTTE PH II
Legal Lot Number26
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract5621

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address6529 SCHOFF CIR, CHARLOTTE, NC 28215-7885
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Nov 30, 2022Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Deed Document Number0037801220
Deed Book / Page37801 / 220
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6529 SCHOFF CIR, CHARLOTTE, NC 28215-7885
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000119861
DateAug 19, 2022
Book Page37585/198
Instrument2022119861
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2022
Property Address6529 SCHOFF CIR, CHARLOTTE, NC 28215-7885
Document Number0000159169
Book / Page37801 / 220
Map ReferenceMB 61 PG 795
Instrument DateNov 30, 2022
Instrument2022159169
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Mortgage

Document Number0000159170
DateNov 30, 2022
Instrument2022159170
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.7%
IndexOther
Margin3
Max Rate10.7%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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