6529 Cromwell Rd, Lakeland, FL 33809 Property Records

Polk County property record for 6529 Cromwell Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1976
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Oct 2017)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-20-161720-002170`

Property Details

APN / Parcel Number

Primary APN	`24-27-20-161720-002170`
Alternative APNs	`202724161720002170` `02724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	88 sqft
Utility Building	54 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6529 CROMWELL RD
City	LAKELAND
State	FL
Zip	33809-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOST LAKE PARK PHASE TWO PB 63 PG 48 BLK B LOT 17
Legal Range	24E
Legal Township	27S
Legal Section	20
Legal Subdivision	LOST LAKE PARK PHASE 02
Legal Phase	2
Legal Tract	161720
Legal Block	B
Legal Lot Number	17
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2033
Census Tract	12304

Owner

6529 Cromwell Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6529 CROMWELL RD, LAKELAND, FL 33809-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Apr 7, 2016 · Amount on File
Deed Document Number	2017198490
Deed Book / Page	10288 / 2136
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	0054010250
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 17, 2017
Property Address	6529 CROMWELL RD, LAKELAND, FL 33809-5602
Document Number	0102882136
Book / Page	010288 / 002136
Instrument Date	Oct 13, 2017
Instrument	198490
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6529 CROMWELL RD LAKELAND FL 338095602, LAKELAND, FL 33809-5602

Mortgage

Document Number	102882138
Date	Oct 17, 2017
Book Page	010288/002138
Instrument	198491

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6529 Cromwell Rd was $1,338 with a homeowner's exemption, down 29.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,579 (+2.7%)	$202,922 (-3.96%) Land $39,000 Building $163,922
2025	$1,338.00 (-29.95%) Homeowner's exemption	$143,699	$211,289 Land $39,000 Building $172,289
2024	$1,910.00 (+10.28%)
2023	$1,732.00 (+3.96%) Homeowner's exemption	$135,582 (+3%)	$212,570 (+8.93%) Land $38,000 Building $174,570
2022	$1,666.00 Homeowner's exemption	$131,633	$195,145 Land $32,000 Building $163,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6529 Cromwell Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6529 Cromwell Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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