Hamilton County property record for 6528 Merwin Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,609 sqft · built 1937 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,785 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-0002-0095-00 |
| Primary APN | 037-0002-0095-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,315 sqft |
| 1st Floor Area | 981 sqft |
| Attic | Attic |
| Attic Area | 353 sqft |
| Basement Area | 981 sqft |
| Finished Basement | 275 sqft |
| Unfinished Basement | 706 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,443 sqft (0.102 acres) |
| Lot Dimensions | 111 ft deep x 151 ft wide |
| Garage Type | Detached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6528 MERWIN AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | MERWIN AVE 40 X 111.3 LOT 32 LENNOX PLACE SUB |
| Legal Subdivision | LENNOX PLACE SUB |
| Legal Lot Number | 32 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 5600 |
Source: Hamilton County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4801 KENNEDY AVE, CINCINNATI, OH 45209-7543 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Oct 17, 2024 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Apr 22, 2026 | Deed, Transfer · Conventional Mortgage CINFED FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2010 |
| Deed Sale | Aug 30, 2010 |
| Prior Sale | Apr 12, 2007 · Amount on Record |
| Deed Document Number | 2010100111 |
| Deed Book / Page | 11517 / 1427 |
| Last Transfer Date | Apr 13, 2026 |
| Transfer Doc | 0000030411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6528 MERWIN AVE, CINCINNATI, OH 45227-3006 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000057887 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 14686/1162 |
| Instrument | 2022-0057887 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6528 MERWIN AVE, CINCINNATI, OH 45227-3006 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6528 MERWIN AVE, CINCINNATI, OH 45227-3006 |
| Document Number | 0000073574 |
|---|---|
| Date | Oct 17, 2024 |
| Book Page | 15274/1835 |
| Instrument | 2024-0073574 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 22, 2026 |
| Property Address | 6528 MERWIN AVE, CINCINNATI, OH 45227-3006 |
| Document Number | 0000030411 |
| Book / Page | 15650 / 1838 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202630411 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | PRO TITLE, PROTITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000030410, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 15650/1823 |
| Instrument | 202630410 |
| Name | CINFED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,785.00 (+2.99%) | $60,771 (-) Land $12,240 Building $48,531 | $173,630 (-) Land $34,970 Building $138,660 |
| 2024 | $3,675.00 (-2.13%) | $60,771 (-) Land $12,240 Building $48,531 | |
| 2023 | $3,755.00 (+38.41%) | $60,771 (+55.02%) Land $12,240 Building $48,531 | $173,630 (+55.03%) Land $34,970 Building $138,660 |
| 2022 | $2,713.00 Homeowner's exemption | $39,201 Land $6,031 Building $33,170 | |
| 2020 | $112,000 Land $17,230 Building $94,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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