6528 K Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6528 K Rd, Waterloo, IL 62298

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 880 sqft · built 2000
Lot Size	6.34 acres (276,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,500 (May 2018)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	May 2018 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-36-300-003-000`

Property Details

APN / Parcel Number

Primary APN	`08-36-300-003-000`
Alternative APN	`08360000000801 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Foundation Type	Block
Lot Area	276,170 sqft (6.34 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6528 K RD
City	WATERLOO
State	IL
Zip	62298-2548
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MA1
Legal Description	PART NE SW
Legal Range	09W
Legal Township	02S
Legal Section	36
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6528 K RD, WATERLOO, IL 62298-2548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Quit Claim Deed, Transfer ACCENT TITLE
May 16, 2018	Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	2018395878
Prior Transfer Date	May 14, 2018
Prior Transfer Doc	0000395909
Record Updated	Oct 29, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 17, 2018
Property Address	6528 K RD, WATERLOO, IL 62298-2548
Document Number	0000395909
Instrument Date	May 14, 2018
Instrument	395909
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6528 K RD WATERLOO IL 622982548, WATERLOO, IL 62298-2548

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 16, 2018
Property Address	6528 K RD, WATERLOO, IL 62298-2548
Document Number	0000395878
Map Reference	BK 136 PG 774
Instrument Date	May 14, 2018
Instrument	395878
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6528 K RD, WATERLOO, IL 62298-2548

Mortgage

Document Number	0000395879
Date	May 16, 2018
Instrument	395879

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+2.58%) Homeowner's exemption	$43,330 (+19.89%) Land $25,890 Building $17,440	$129,990 (+19.89%) Land $77,670 Building $52,320
2024	$2,248.00
2022	Additional exemption filed	$36,140 Land $25,890 Building $10,250	$108,420 Land $77,670 Building $30,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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