6525 SW 9th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 6525 SW 9th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1995
Lot Size	0.992 acres (43,212 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Sep 2023)
Tax Bill	$679 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-23-37-34-0040-00001-0000`

Property Details

APN / Parcel Number

Primary APN	`1-23-37-34-0040-00001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,380 sqft Heated Area
Gross Area	2,034 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,212 sqft (0.992 acres)
Pool Area	232 sqft
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6525 SW 9TH ST
City	OKEECHOBEE
State	FL
Zip	34974-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE ESTATES SUBDIVISION (PLAT BOOK 6 PAGES 45 THROUGH 49) LOT 1
Legal Range	34E
Legal Township	37S
Legal Section	23
Legal Subdivision	SUNRISE ESTATES SUBDIVISION
Legal Lot Number	1
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2005
Census Tract	910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6525 SW 9TH ST, OKEECHOBEE, FL 34974-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · VA Mortgage LOWER LLC
May 15, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Oct 12, 2005 · Amount on Record
Deed Document Number	2023011021
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 21, 2023
Property Address	6525 SW 9TH ST, OKEECHOBEE, FL 34974-1510
Document Number	0000011021
Map Reference	MB 6 PG 45-49
Instrument Date	Aug 31, 2023
Instrument	2023011021
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NW 6TH ST, OKEECHOBEE, FL 34972-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 SW 9TH ST, OKEECHOBEE, FL 34974-1510

Mortgage

Document Number	0000011022
Date	Sep 21, 2023
Instrument	2023011022

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000011023
Date	Sep 21, 2023
Instrument	2023011023

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	6525 SW 9TH ST, OKEECHOBEE, FL 34974-1510
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005763
Date	May 15, 2023
Instrument	2023005763

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	6525 SW 9TH ST, OKEECHOBEE, FL 34974-1510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007980942
Date	Nov 15, 2017
Book Page	0798/0942
Instrument	2017011090

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,880 (+138.66%) Land $42,000 Building $246,880	$288,880 (+4.6%) Land $42,000 Building $246,880
2024	$679.00 (-61.55%)
2023	$1,766.00 (+9.35%) Homeowner's exemption	$121,040 (+3%)	$276,184 (+20.28%) Land $34,000 Building $242,184
2022	$1,615.00 Homeowner's exemption	$117,515	$229,625 Land $25,000 Building $204,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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