6525 Melbourne Way, Citrus Heights, CA 95621 Property Records

Sacramento County property record for 6525 Melbourne Way, Citrus Heights, CA 95621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft · built 1957
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2018)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`211-0141-003-0000`

Property Details

APN / Parcel Number

Primary APN	`211-0141-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6525 MELBOURNE WAY
City	CITRUS HEIGHTS
State	CA
Zip	95621-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD5
Legal Description	LOT 74, ARLINGTON HEIGHTS 1.
Legal Subdivision	ARLINGTON HEIGHTS
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	8131

Owner

6525 Melbourne Way is owned and occupied by two individuals who bought it in May 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG
Nov 15, 2019	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG
May 25, 2018	Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L
Nov 20, 2017	Grant Deed, Transfer
Jan 25, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Nov 20, 2017 · Amount on File
Deed Book / Page	20180525 / 1188
Prior Transfer Date	Mar 29, 1994
Prior Transfer Doc	9404001746
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000569
Date	Jul 17, 2025
Instrument	202507170569

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814

Mortgage

Document Number	0000001726
Date	Jul 28, 2021
Instrument	202107281726

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814

Mortgage

Document Number	7280000001726
Date	Jul 28, 2021
Book Page	20210728/1726

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Document Number	2010011187
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6525 MELBOURNE WAY CITRUS HEIGHTS CA 956214814, CITRUS HEIGHTS, CA 95621-4814

Mortgage

Document Number	2010011187
Date	Oct 1, 2020
Instrument	2010011187

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Document Number	1911221058
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6525 MELBOURNE WAY CITRUS HEIGHTS CA 956214814, CITRUS HEIGHTS, CA 95621-4814

Mortgage

Document Number	1911221058
Date	Nov 22, 2019
Instrument	1911221058

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2018
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Document Number	1805251188
Instrument Date	May 24, 2018
Instrument	1805251188
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6525 MELBOURNE WAY CITRUS HEIGHTS CA 956214814, CITRUS HEIGHTS, CA 95621-4814

Mortgage

Document Number	1805251189
Date	May 25, 2018
Instrument	1805251189

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2017
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Document Number	1711201299
Instrument Date	Nov 20, 2017
Instrument	1711201299
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5718 VIA MONTECITO GRANITE BAY CA 957465838, GRANITE BAY, CA 95746-5838

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 25, 2017
Property Address	6525 MELBOURNE WAY, CITRUS HEIGHTS, CA 95621-4814
Document Number	0000000797
Book / Page	170125 / 000797
Instrument Date	Jan 24, 2017
Transaction Type	Foreclosure
Record Updated	Feb 1, 2017

Transaction

Amount	Amount on Record
Tax	$256.96
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 HAWKCREST CIR SACRAMENTO CA 958352011, SACRAMENTO, CA 95835-2011

Tax Assessment & Valuation

The 2025 property tax bill for 6525 Melbourne Way was $4,250 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,381 (+2%) Land $81,238 Building $290,143
2025	$4,250.00 (+0.97%) Homeowner's exemption	$364,100 Land $79,646 Building $284,454
2024	$4,209.00 (+2.66%)
2023	$4,100.00 (+0.56%) Homeowner's exemption	$349,963 Land $76,554 Building $273,409
2022	$4,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6525 Melbourne Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	5 (1994–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6525 Melbourne Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - LINCOLN OAKS private · serves 48,105 people · EPA ID CA3410013
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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