6525 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 6525 Harmony Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,020 sqft · built 1981
Lot Size	7.46 acres (324,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Nov 2014)
Tax Bill	$3,862 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-012792`

Property Details

APN / Parcel Number

Primary APN	`08-012792`
Alternative APNs	`8012792` `012792`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,020 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	324,958 sqft (7.46 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	48 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012792
Street Address	6525 HARMONY RD
City	PRESTON
State	MD
Zip	21655-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	7.46 ACRES E/S MD RTE 16 NE OF HARMONY
Legal Subdivision	ROBET VAN SCHAIK LAND
Jurisdiction	CAROLINE MD
Township / Civil Division	8, AMERICAN CORNER
Census Block Group	1
Census Block	1051
Census Tract	955400

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6525 HARMONY RD, PRESTON, MD 21655-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2014 · Amount on Record
Deed Sale	Nov 5, 2014 · Amount on Record
Prior Sale	Jan 18, 2007
Deed Book / Page	1130 / 212
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	0007390001
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	6525 HARMONY RD, PRESTON, MD 21655-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVANS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012910082
Date	Dec 29, 2017
Book Page	1291/082
Instrument	1291-082

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	6525 HARMONY RD, PRESTON, MD 21655-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013140241
Date	Jun 15, 2018
Book Page	1314/241

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,862.00 (+7.19%)	$354,667 (+9.3%)	$415,000 (+27.89%) Land $100,500 Building $314,500
2025	$3,603.00 (+15.11%)	$324,500 (+13.18%) Land $94,000 Building $230,500	$324,500 (-) Land $94,000 Building $230,500
2023	$3,130.00	$286,700	$324,500 Land $94,000 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Harmony Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures