6525 Casar Rd, Casar, NC 28020 Property Records

Cleveland County property record for 6525 Casar Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	1,890 sqft · built 1970
Lot Size	11.8 acres (514,008 sqft)
Owner	Individual Name on Record
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37990`

Property Details

APN / Parcel Number

Primary APN	`37990`
Alternative APN	`15204001`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,890 sqft Finished Area
Basement Area	605 sqft
Unfinished Basement	605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Footing
Lot Area	514,008 sqft (11.8 acres)
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	15204001
Street Address	6525 CASAR RD
City	CASAR
State	NC
Zip	28020-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	11.8 AC HWY 10
Legal Subdivision	ST PAUL
Legal Block	2
Legal Lot Number	18
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1015
Census Tract	950101

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6525 CASAR RD, CASAR, NC 28020-8707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	6525 CASAR RD, CASAR, NC 28020-8707
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018932186
Date	Mar 7, 2023
Book Page	1893/2186
Instrument	200084691

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00 (+5.12%)	$224,834 (-) Land $75,749 Building $149,085	$224,834 (-) Land $75,749 Building $149,085
2025	$1,427.00	$224,834 (+48.07%) Land $75,749 Building $149,085	$224,834 (+48.07%) Land $75,749 Building $149,085
2023		$151,845 Land $44,323 Building $107,522	$151,845 Land $44,323 Building $107,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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